UTI Large and Mid Cap Fund · Regular · Growth
NAV
₹187.2472
as of 13 Nov 2026
Expense Ratio
1.83%
AUM
₹6,413 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.83%
- 3Y
- +14.57%
- 5Y
- +12.40%
- Since Inception
- +11.33%
SIP returns (XIRR)
- 1Y
- +6.11%
- 3Y
- +7.32%
- 5Y
- +13.42%
- Since Inception
- +11.89%
Returns calculated from 21 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,16,832 today — ₹6,00,000 invested, 15.2% XIRR.
₹6,00,000
Invested
₹13,16,832
Value today
15.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,84,539 today (14.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹25,28,554.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,16,832 in this fund vs ₹13,14,553 in the benchmark — outperformance of ₹2,279.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,76,844 today (4.77×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
—
Alpha
—
Beta
-0.09
Sortino
12.64%
Std Dev
-13.56%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks16.32%
- Pharmaceuticals & Biotechnology9.23%
- IT - Software6.74%
- Finance6.08%
- Insurance5.34%
- Construction3.75%
- Petroleum Products3.74%
- Automobiles3.56%
- Telecom - Services3.48%
- Power3.35%
- Transport Services3.06%
- Diversified FMCG2.86%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.48%
- 2Icici Bank Ltd4.55%
- 3Reliance Industries Ltd.3.74%
- 4Infosys Ltd.2.91%
- 5State Bank Of India2.91%
- 6Itc Ltd.2.86%
- 7Larsen & Toubro Ltd.2.75%
- 8Aurobindo Pharma Ltd.2.63%
- 9Hero Motocorp Ltd.2.33%
- 10Power Grid Corporation Of Indi2.31%
What this fund does
UTI Large and Mid Cap Fund · Regular · Growth aims to achieve long-term capital appreciation by investing in both large-cap and mid-cap companies, with a minimum 35% allocation to each segment. This blend pairs the size of large-caps with the growth profile of mid-caps.
About This Fund
UTI Large and Mid Cap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹6,413 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty LargeMidcap 250 TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations