UTI Medium Duration Fund - Regular Plan - Growth Option
₹18.8148
₹0.01 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹18.8148
₹0.01 (+0.06%)
29 May 2026
AMFI: 134499
Direct · Growth
₹₹20.2980
₹0.01 (+0.06%)
29 May 2026
AMFI: 134503
Regular · IDCW
₹₹13.7999
₹0.01 (+0.06%)
29 May 2026
AMFI: 134500
Direct · IDCW
₹₹10.4041
₹0.01 (+0.06%)
29 May 2026
AMFI: 134501
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹65,500
Invested
₹87,571
Value today
5.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,862
Value today
5.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,55,000
Withdrawn
₹9,86,548
Corpus left
+₹6,41,548 net gain — withdrew ₹6,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,33,564
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,33,564 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹71,750
Regular plan
₹78,618
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.74
Sharpe Ratio
—
Alpha
—
Beta
-0.75
Sortino
1.31%
Std Dev
-1.03%
Max Drawdown
Portfolio Holdings
Top 16 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
07.18% GSEC MAT -14/08/2033 IN0020230085 | 17.90% |
7.26% GSEC 22/08/2032 IN0020220060 | 11.07% |
7.79% UTTARPRADESH SDL 29/03/2033 IN3320220186 | 8.44% |
BAJAJ FINANCE LTD. INE296A07TL0 | 8.07% |
7.10% GSEC - MAT - 08/04/2034 IN0020240019 | 6.88% |
ADITYA BIRLA REAL ESTATE LTD INE055A08037 | 5.47% |
ADANI POWER LTD. INE814H07208 | 5.45% |
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 INE2I7G15010 | 5.38% |
360 ONE PRIME LTD INE248U07EW8 | 4.13% |
ERIS LIFESCIENCES LTD INE406M08011 | 2.75% |
ERIS LIFESCIENCES LTD INE406M08029 | 2.75% |
ADITYA BIRLA RENEWABLES LTD INE01QP08016 | 2.74% |
ADITYA BIRLA CAPITAL LTD INE860H07IQ0 | 2.74% |
PIRAMAL FINANCE LIMITED INE516Y07444 | 2.48% |
AVANSE FINANCIAL SERVICES LIMITED INE087P07451 | 1.37% |
| Security | % NAV |
|---|---|
A2 UNITS INF0RQ622028 | 0.45% |
Performance Comparison
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Investment Objective
UTI Medium Duration Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.
About This Fund
UTI Medium Duration Fund - Regular Plan - Growth Option is a Medium Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹38.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.45%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations