UTI Medium Term Fund · Regular · Growth
NAV
₹19.1439
as of 30 Sept 2026
Expense Ratio
1.52%
AUM
₹37 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.92%
- 3Y
- +6.07%
- 5Y
- +5.22%
- Since Inception
- +5.81%
SIP returns (XIRR)
- 1Y
- +3.55%
- 3Y
- +5.27%
- 5Y
- +5.64%
- Since Inception
- +5.21%
Returns calculated from 29 October 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,38,972 today — ₹2,95,000 invested, 5.6% XIRR.
₹2,95,000
Invested
₹3,38,972
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,28,947 today (5.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,50,501.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,13,933 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.22
Sharpe Ratio
—
Alpha
—
Beta
-1.23
Sortino
1.39%
Std Dev
-1.03%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 107.18% Gsec Mat -14/08/203318.27%
- 27.26% Gsec 22/08/203211.29%
- 37.79% Uttarpradesh Sdl 29/03/20338.53%
- 4Bajaj Finance Ltd.8.06%
- 57.10% Gsec - Mat - 08/04/20346.97%
- 6Adani Power Ltd.5.47%
- 707.73% Xirr Ptc- Shivshakti Securitisation Trust-28/09/20295.35%
- 8360 One Prime Ltd4.14%
- 9Eris Lifesciences Ltd2.76%
- 10Eris Lifesciences Ltd2.76%
What this fund does
UTI Medium Term Fund · Regular · Growth by UTI Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
UTI Medium Term Fund · Regular · Growth is a Medium Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹36.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.52%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations