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ETFVery High📊 Nifty Bank TRI

UTI Nifty Bank ETF · Regular · Growth

UTI Mutual Fund

#111 of 232 (1Y)

NAV

₹59.3861

as of 17 Jun 2026

Expense Ratio

see scheme documents

AUM

₹3,877 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Lumpsum returns (CAGR)

1Y
+3.02%
3Y
+9.86%
5Y
+11.29%
Since Inception
+17.26%

SIP returns (XIRR)

1Y
+3.35%
3Y
+8.38%
5Y
+10.37%
Since Inception
+11.46%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹34,500

Invested

₹45,810

Value today

9.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,418

Value today

16.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,45,000

Withdrawn

₹19,60,371

Corpus left

+₹13,05,371 net gain — withdrew ₹3,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹11,02,692

Value today

-24.0%

vs lumpsum

Direct lumpsum would have beaten STP by 24.0% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,09,353

Value today

1.1×

Multiple

Staying invested through that crash turned ₹1L into ₹1,09,353 — a 1.1× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.21

Sharpe Ratio

Alpha

Beta

0.21

Sortino

16.10%

Std Dev

-18.35%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Mar 2026

Each sector links to the mutual funds most exposed to it.

Thinking about UTI Nifty Bank ETF · Regular · Growth?

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Fund Details

Fund HouseUTI Mutual Fund
CategoryETF
BenchmarkNifty Bank TRI
Launch Date03 Sept 2020
AMFI Code148173

Investment Objective

UTI Nifty Bank ETF · Regular · Growth is an exchange-traded fund (ETF) that trades on stock exchanges like a regular share. It offers real-time pricing, low expense ratios, and the flexibility to buy and sell units throughout the trading day.

About This Fund

UTI Nifty Bank ETF · Regular · Growth is a ETF mutual fund offered by UTI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹3,877 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Bank TRI.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations