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ETFregulargrowthVery High📊 Nifty Bank TRI

UTI Nifty Bank ETF

UTI Mutual Fund

#145 of 229 (1Y)

₹55.9494

0.63 (-1.12%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.64%
1 Month-5.23%
3 Months-11.54%
6 Months-8.13%
1 Year-1.02%
3 Years (CAGR)+7.84%
5 Years (CAGR)+10.03%
10 Years (CAGR)
Since Inception (Sept 2020)+16.30%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-7.29%
3 Year SIP+4.89%
5 Year SIP+8.38%
Since Inception (Sept 2020)+9.67%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹34,000

Invested

₹39,973

Value today

5.7%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹238

Value today

-22.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus would have been exhausted — fund volatility too high for this rate

₹10,00,000

Initial corpus

₹1,85,697

Withdrawn

₹0 (exhausted)

Corpus left

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,28,598

Value today

+340.6%

vs lumpsum

STP beat direct lumpsum by 340.6% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,07,502

Value today

1.1×

Multiple

Staying invested through that crash turned ₹1L into ₹1,07,502 — a 1.1× return

Read: Staying invested through crashes

Fund Details

Fund HouseUTI Mutual Fund
CategoryETF
Plan Typeregular
Optiongrowth
AUM₹3,877 Cr
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNifty Bank TRI
Launch Date03 Sept 2020
AMFI Code148173

Risk Metrics

Trailing 1 year, annualised

-0.18

Sharpe Ratio

Alpha

Beta

-0.17

Sortino

15.85%

Std Dev

-18.35%

Max Drawdown

Portfolio Strategy

This is an Exchange Traded Fund (ETF) listed on Indian stock exchanges. It passively tracks an index or commodity.

Tracks:Nifty Bank TRI

ETF, FoF, and index funds track an index or target fund — not individual securities. Portfolio performance is captured via NAV and benchmark returns shown above.

Performance Comparison

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Investment Objective

UTI Nifty Bank ETF is an exchange-traded fund (ETF) that trades on stock exchanges like a regular share. It offers real-time pricing, low expense ratios, and the flexibility to buy and sell units throughout the trading day.

About This Fund

UTI Nifty Bank ETF is a ETF mutual fund offered by UTI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹3,877 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Bank TRI.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations