NAV
₹56.5871
as of 30 Sept 2026
Expense Ratio
0.19%
AUM
₹3,358 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.42%
- 3Y
- +7.68%
- 5Y
- +8.69%
- Since Inception
- +15.54%
SIP returns (XIRR)
- 1Y
- -5.63%
- 3Y
- +3.87%
- 5Y
- +7.44%
- Since Inception
- +9.02%
What history actually did — last 6 years (Oct 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,53,270 today — ₹3,55,000 invested, 8.2% XIRR.
₹3,55,000
Invested
₹4,53,270
Value today
8.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,54,404 today (16.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2020 would still hold ₹20,90,767.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Oct 2020 – Sept 2026) (3 Jun 2024) would be ₹1,08,727 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
—
Alpha
—
Beta
0.03
Sortino
15.63%
Std Dev
-18.35%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks99.95%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about UTI Nifty Bank ETF · Regular · Growth?
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Fund Details
What this fund does
UTI Nifty Bank ETF · Regular · Growth is an exchange-traded fund (ETF) that trades on stock exchanges like a regular share. It offers real-time pricing, low expense ratios, and the flexibility to buy and sell units throughout the trading day.
About This Fund
UTI Nifty Bank ETF · Regular · Growth is a ETF mutual fund offered by UTI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹3,358 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Bank TRI. The current expense ratio is 0.19%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations