UTI Short Duration Fund - Regular Plan - Growth Option
₹32.9734
₹0.02 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹32.9734
₹0.02 (+0.06%)
29 May 2026
AMFI: 106624
Direct · Growth
₹₹35.2288
₹0.02 (+0.07%)
29 May 2026
AMFI: 120718
Regular · IDCW
₹₹17.0627
₹0.01 (+0.06%)
29 May 2026
AMFI: 106980
Direct · IDCW
₹₹19.4582
₹0.01 (+0.07%)
29 May 2026
AMFI: 124962
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,34,500
Invested
₹2,79,405
Value today
6.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,215
Value today
5.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,45,000
Withdrawn
₹4,20,514
Corpus left
+₹7,65,514 net gain — withdrew ₹13,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,55,942
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,55,942 — a 1.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,294
Regular plan
₹82,884
Direct earns ₹2,410 more on a ₹60K investment — 0.40% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
—
Alpha
—
Beta
-0.30
Sortino
1.02%
Std Dev
-0.56%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
LIC HOUSING FINANCE LTD. INE115A07QK0 | 7.41% |
EXPORT IMPORT BANK OF INDIA INE514E08GF5 | 5.24% |
PIRAMAL FINANCE LIMITED INE202B07JW4 | 4.23% |
HDFC BANK - 14/12/2026 INE040A16IJ0 | 4.03% |
POONAWALLA FINCORP LTD. INE511C07854 | 3.17% |
360 ONE PRIME LTD INE248U07GG6 | 3.17% |
EXPORT IMPORT BANK OF INDIA INE514E08GD0 | 3.15% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EP4 | 3.11% |
06.48% GSEC Mat- 06/10/2035 IN0020250091 | 3.06% |
LIC HOUSING FINANCE LTD. INE115A07NP6 | 2.17% |
REC LTD INE020B08BU9 | 2.16% |
07.18% GSEC MAT -14/08/2033 IN0020230085 | 2.13% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KO7 | 2.12% |
POWER FINANCE CORPORATION LTD. INE134E08MA1 | 2.12% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KX8 | 2.12% |
INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08353 | 2.12% |
NATIONAL HOUSING BANK INE557F08FZ1 | 2.12% |
ADITYA BIRLA RENEWABLES LTD INE01QP08016 | 2.12% |
BAJAJ HOUSING FINANCE LTD INE377Y07557 | 2.11% |
BHARTI TELECOM LTD. INE403D08272 | 2.10% |
BAJAJ FINANCE LTD. INE296A07TJ4 | 2.10% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LB2 | 2.09% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LA4 | 2.08% |
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012 | 2.08% |
6.01% GSEC MAT - 21/07/2030 IN0020250067 | 2.06% |
6.28% GSEC MAT- 14/07/2032 IN0020250059 | 2.05% |
VEDANTA LTD INE205A08095 | 2.03% |
CANARA BANK - 02/03/2027 INE476A16H35 | 1.99% |
07.72% BIHAR SGS Mat - 25/02/2041 IN1320250294 | 1.45% |
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035 | 1.14% |
PIRAMAL FINANCE LIMITED INE202B07JR4 | 1.06% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EF5 | 1.06% |
KOTAK MAHINDRA PRIME LTD. INE916DA7RX0 | 1.06% |
REC LTD INE020B08EX7 | 1.06% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EM1 | 1.06% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EO7 | 1.06% |
SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070 | 1.06% |
POONAWALLA FINCORP LTD. INE511C07870 | 1.06% |
7.02% IGB GS MAT - 18/06/2031 IN0020240076 | 1.06% |
7.99% HARYANA SGS - 30/03/2044 IN1620250465 | 1.06% |
GODREJ SEEDS AND GENETICS LIMITED INE316Z08055 | 1.05% |
7.57% UTTARPRADESH SGS Mat - 04/02/2036 IN3320250183 | 1.05% |
GODREJ SEEDS AND GENETICS LIMITED INE316Z08063 | 1.04% |
INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08510 | 1.04% |
7.54% MAHARASHTRA SGS Mat - 04/02/2037 IN2220250442 | 1.04% |
JM FINANCIAL SERVICES LTD. INE012I14SG2 | 0.99% |
EMBASSY OFFICE PARKS REIT INE041007167 | 0.63% |
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 INE16J715027 | 0.50% |
7.47% KARNATAKA SGS Mat - 25/08/2036 IN1920250256 | 0.47% |
6.79% GOVT BONDS - 07/10/2034 IN0020240126 | 0.42% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Short Duration Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
UTI Short Duration Fund - Regular Plan - Growth Option is a Short Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,008 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.73%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations