NAV
₹170.0176
as of 03 Aug 2026
Expense Ratio
1.84%
AUM
₹9,296 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.70%
- 3Y
- +14.20%
- 5Y
- +12.13%
- Since Inception
- +14.41%
SIP returns (XIRR)
- 1Y
- +4.54%
- 3Y
- +7.68%
- 5Y
- +11.98%
- Since Inception
- +13.54%
Returns calculated from 11 November 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,46,281 today — ₹5,95,000 invested, 14.3% XIRR.
₹5,95,000
Invested
₹12,46,281
Value today
14.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,48,191 today (13.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹22,35,631.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,46,281 in this fund vs ₹12,05,600 in the benchmark — outperformance of ₹40,681.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹4,01,549 today (4.01×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
+0.05
Alpha
0.47
Beta
-0.09
Sortino
13.67%
Std Dev
-15.40%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks30.05%
- Automobiles7.27%
- IT - Software7.05%
- Pharmaceuticals & Biotechnology6.11%
- Realty4.41%
- Telecom - Services4.32%
- Consumer Durables4.24%
- Petroleum Products3.75%
- Retailing3.05%
- Healthcare Services2.73%
- Insurance2.41%
- Personal Products1.97%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited8.78%
- 2Icici Bank Ltd6.26%
- 3Bharti Airtel Ltd.4.32%
- 4Axis Bank Ltd.3.92%
- 5Kotak Mahindra Bank Ltd.3.74%
- 6State Bank Of India3.59%
- 7Mahindra & Mahindra Ltd.2.97%
- 8Infosys Ltd.2.91%
- 9Reliance Industries Ltd.2.91%
- 10Tech Mahindra Ltd.2.31%
Investment Objective
UTI Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
UTI Value Fund · Regular · Growth is a Value Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹9,296 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.84%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations