White Oak Capital - Liquid Fund · Regular · Growth
NAV
₹1525.2229
as of 15 Nov 2026
Expense Ratio
0.31%
AUM
₹712 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.36%
- 3Y
- +6.71%
- 5Y
- +6.18%
- Since Inception
- +5.54%
SIP returns (XIRR)
- 1Y
- +6.42%
- 3Y
- +6.49%
- 5Y
- +6.54%
- Since Inception
- +5.92%
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,19,194 today — ₹4,20,000 invested, 6.1% XIRR.
₹4,20,000
Invested
₹5,19,194
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,44,267 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹9,23,480.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,41,734 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.20%
Std Dev
-0.02%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Export Import Bank Of India (14/12/2026) **10.19%
- 2Power Finance Corporation Limited (09/12/2026) **6.80%
- 391 Days Tbill (Md 27/11/2026)6.51%
- 4Titan Company Limited (19/10/2026) **3.43%
- 5Union Bank Of India (27/10/2026) ** #3.43%
- 691 Days Tbill (Md 29/10/2026)3.43%
- 7Aditya Birla Money Limited (29/10/2026) **3.42%
- 8Indian Bank (30/10/2026) ** #3.42%
- 9Bank Of Baroda (05/11/2026) ** #3.42%
- 10Bank Of Baroda (11/11/2026) ** #3.42%
What this fund does
White Oak Capital - Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
White Oak Capital - Liquid Fund · Regular · Growth is a Liquid mutual fund offered by WhiteOak Capital Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹712 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.31%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods