White Oak Capital - Liquid Fund · Regular · Growth
NAV
₹1513.3428
as of 29 Sept 2026
Expense Ratio
0.31%
AUM
₹603 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.30%
- 3Y
- +6.74%
- 5Y
- +6.09%
- Since Inception
- +5.53%
SIP returns (XIRR)
- 1Y
- +6.40%
- 3Y
- +6.53%
- 5Y
- +6.52%
- Since Inception
- +5.91%
What history actually did — last 7 years (Sept 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,19,460 today — ₹4,20,000 invested, 6.0% XIRR.
₹4,20,000
Invested
₹5,19,460
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Sept 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,44,168 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2019 would still hold ₹9,22,219.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Sept 2019 – Sept 2026) (22 Mar 2020) would be ₹1,40,603 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-6.91
Sharpe Ratio
—
Alpha
—
Beta
-7.34
Sortino
0.19%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
Related reading
Thinking about White Oak Capital - Liquid Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill (Md 27/11/2026)6.34%
- 2Canara Bank (05/10/2026) ** #6.02%
- 3Kotak Securities Limited (24/09/2026) **5.83%
- 4Hdfc Bank Limited (21/09/2026) ** #4.29%
- 57.44% Small Industries Dev Bank Of India (04/09/2026) **3.37%
- 6Icici Securities Limited (15/09/2026) **3.36%
- 7National Bank For Agriculture And Rural Development (10/09/2026) **3.36%
- 8Union Bank Of India (23/09/2026) ** #3.35%
- 9Small Industries Dev Bank Of India (28/09/2026) **3.35%
- 10Titan Company Limited (19/10/2026) **3.34%
What this fund does
White Oak Capital - Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
White Oak Capital - Liquid Fund · Regular · Growth is a Liquid mutual fund offered by WhiteOak Capital Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹603 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.31%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods