Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹62.4400
as of 17 Jun 2026
Expense Ratio
1.96%
AUM
₹3,585 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.05%
- 3Y
- +12.47%
- 5Y
- +11.82%
- Since Inception
- +15.77%
SIP returns (XIRR)
- 1Y
- +4.15%
- 3Y
- +8.84%
- 5Y
- +11.57%
- Since Inception
- +13.05%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹15,000
Invested
₹33,616
Value today
12.3%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,929
Value today
15.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,50,000
Withdrawn
₹42,48,217
Corpus left
+₹39,98,217 net gain — withdrew ₹7,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹30,97,870
Value today
-12.9%
vs lumpsum
Direct lumpsum would have beaten STP by 12.9% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,56,096
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,56,096 — a 3.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.23
Sharpe Ratio
+0.08
Alpha
0.51
Beta
0.23
Sortino
16.50%
Std Dev
-16.53%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited13.26%
- 2Hdfc Bank Limited11.79%
- 3Axis Bank Limited8.25%
- 4State Bank Of India5.79%
- 5Bajaj Finance Limited5.66%
- 6Shriram Finance Ltd4.99%
- 7Au Small Finance Bank Limited3.86%
- 8Kotak Mahindra Bank Limited3.84%
- 9Icici Lombard General Insurance Company Limited2.81%
- 10Bank Of Maharashtra2.78%
Investment Objective
Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,585 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.96%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations