Aditya Birla Sun Life Consumption Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹197.1300
as of 30 Sept 2026
Expense Ratio
1.95%
AUM
₹5,915 Cr
Lumpsum returns (CAGR)
- 1Y
- -8.98%
- 3Y
- +6.51%
- 5Y
- +7.57%
- Since Inception
- +15.14%
SIP returns (XIRR)
- 1Y
- -9.40%
- 3Y
- -0.64%
- 5Y
- +5.66%
- Since Inception
- +14.29%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,52,727 today — ₹5,95,000 invested, 11.1% XIRR.
₹5,95,000
Invested
₹10,52,727
Value today
11.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,00,411 today (11.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹19,51,387.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,52,727 in this fund vs ₹11,23,105 in the benchmark — underperformance of ₹70,378.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,17,644 today (3.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
-0.07
Alpha
0.26
Beta
-0.36
Sortino
12.66%
Std Dev
-17.96%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Retailing23.53%
- Automobiles14.48%
- Consumer Durables9.37%
- Banks7.72%
- Food Products6.48%
- Beverages6.09%
- Diversified FMCG5.54%
- Telecom - Services5.12%
- Insurance2.66%
- Pharmaceuticals & Biotechnology2.46%
- Personal Products2.35%
- Agricultural Food & other Products2.22%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Ltd.7.05%
- 2Bharti Airtel Ltd.5.12%
- 3Mahindra & Mahindra Ltd.4.57%
- 4Tvs Motor Company Ltd.3.83%
- 5Icici Bank Ltd.3.82%
- 6Maruti Suzuki India Ltd.3.39%
- 7Titan Company Ltd.3.02%
- 8Trent Ltd.2.93%
- 9Itc Ltd.2.77%
- 10Hindustan Unilever Ltd.2.77%
What this fund does
Aditya Birla Sun Life Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹5,915 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY India Consumption TRI. The current expense ratio is 1.95%.