SBI Consumption Opportunities Fund · Regular · Growth
NAV
₹274.7419
as of 13 Nov 2026
Expense Ratio
2.22%
AUM
₹2,859 Cr
Lumpsum returns (CAGR)
- 1Y
- -11.41%
- 3Y
- +3.83%
- 5Y
- +7.77%
- Since Inception
- +13.00%
SIP returns (XIRR)
- 1Y
- -7.05%
- 3Y
- -4.14%
- 5Y
- +4.04%
- Since Inception
- +12.25%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,63,595 today — ₹6,00,000 invested, 11.2% XIRR.
₹6,00,000
Invested
₹10,63,595
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,52,742 today (13.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹24,63,820.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,63,595 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹1,36,264.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,39,126 today (3.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.96
Sharpe Ratio
-0.11
Alpha
0.83
Beta
-0.94
Sortino
12.96%
Std Dev
-21.34%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Consumer Durables22.76%
- Retailing15.67%
- Automobiles12.89%
- Leisure Services9.35%
- Beverages7.65%
- Textiles & Apparels6.78%
- Household Products4.95%
- Food Products4.43%
- Personal Products3.17%
- Telecom - Services3.16%
- Diversified FMCG3.02%
- Agricultural, Commercial & Construction Vehicles1.28%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Ltd.5.75%
- 2Asian Paints Ltd.4.78%
- 3Jubilant Foodworks Ltd.4.57%
- 4Mahindra & Mahindra Ltd.3.91%
- 5Varun Beverages Ltd.3.82%
- 6Berger Paints India Ltd.3.60%
- 7Page Industries Ltd.3.56%
- 8Titan Company Ltd.3.47%
- 9United Breweries Ltd.3.42%
- 10Britannia Industries Ltd.3.36%
What this fund does
SBI Consumption Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Consumption Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,859 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.22%.