SBI Consumption Opportunities Fund · Regular · Growth
NAV
₹297.1315
as of 03 Aug 2026
Expense Ratio
1.99%
AUM
₹2,708 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.00%
- 3Y
- +7.97%
- 5Y
- +13.06%
- Since Inception
- +13.94%
SIP returns (XIRR)
- 1Y
- +1.55%
- 3Y
- +1.65%
- 5Y
- +8.42%
- Since Inception
- +13.70%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,64,553 today — ₹5,95,000 invested, 13.0% XIRR.
₹5,95,000
Invested
₹11,64,553
Value today
13.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,46,323 today (13.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹22,98,682.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,64,553 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹52,854.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,61,427 today (3.61×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.25
Sharpe Ratio
-0.05
Alpha
0.23
Beta
-0.24
Sortino
13.54%
Std Dev
-19.31%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Consumer Durables23.50%
- Retailing13.96%
- Automobiles13.82%
- Leisure Services8.03%
- Beverages7.16%
- Textiles & Apparels5.93%
- Personal Products5.84%
- Food Products5.35%
- Household Products4.91%
- Diversified FMCG3.64%
- Telecom - Services3.03%
- Agricultural, Commercial & Construction Vehicles1.75%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Mahindra & Mahindra Ltd.5.28%
- 2Asian Paints Ltd.4.76%
- 3Maruti Suzuki India Ltd.4.37%
- 4Page Industries Ltd.4.22%
- 5Berger Paints India Ltd.3.86%
- 6Jubilant Foodworks Ltd.3.79%
- 7Hindustan Unilever Ltd.3.64%
- 8United Breweries Ltd.3.59%
- 9Britannia Industries Ltd.3.54%
- 10Avenue Supermarts Ltd.3.39%
Investment Objective
SBI Consumption Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Consumption Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,708 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 1.99%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations