SBI Consumption Opportunities Fund · Regular · Growth
NAV
₹270.6950
as of 29 Sept 2026
Expense Ratio
2.16%
AUM
₹2,867 Cr
Lumpsum returns (CAGR)
- 1Y
- -11.59%
- 3Y
- +3.63%
- 5Y
- +9.87%
- Since Inception
- +13.01%
SIP returns (XIRR)
- 1Y
- -12.96%
- 3Y
- -4.61%
- 5Y
- +4.10%
- Since Inception
- +12.24%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,70,054 today — ₹6,00,000 invested, 11.2% XIRR.
₹6,00,000
Invested
₹10,70,054
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,24,393 today (12.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹21,73,881.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,70,054 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹70,433.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,34,131 today (3.34×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.11
Sharpe Ratio
-0.15
Alpha
0.21
Beta
-1.08
Sortino
12.72%
Std Dev
-19.31%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Consumer Durables23.37%
- Automobiles15.56%
- Retailing14.65%
- Leisure Services9.02%
- Beverages7.34%
- Textiles & Apparels6.29%
- Household Products4.95%
- Personal Products4.74%
- Food Products4.55%
- Telecom - Services3.04%
- Diversified FMCG2.96%
- Agricultural, Commercial & Construction Vehicles1.67%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Mahindra & Mahindra Ltd.5.22%
- 2Eternal Ltd.4.93%
- 3Asian Paints Ltd.4.93%
- 4Jubilant Foodworks Ltd.4.63%
- 5Berger Paints India Ltd.3.67%
- 6United Breweries Ltd.3.61%
- 7Titan Company Ltd.3.61%
- 8Britannia Industries Ltd.3.41%
- 9Varun Beverages Ltd.3.31%
- 10Page Industries Ltd.3.27%
What this fund does
SBI Consumption Opportunities Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Consumption Opportunities Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,867 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.16%.