HSBC Consumption Fund · Regular · Growth
NAV
₹15.5926
as of 13 Nov 2026
Expense Ratio
2.19%
AUM
₹1,769 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.38%
- 3Y
- +14.50%
- 5Y
- —
- Since Inception
- +14.87%
SIP returns (XIRR)
- 1Y
- +16.95%
- 3Y
- +9.23%
- 5Y
- —
- Since Inception
- +10.15%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,03,541 today — ₹1,80,000 invested, 8.5% XIRR.
₹1,80,000
Invested
₹2,03,541
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,50,105 today (14.5% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,03,541 in this fund vs ₹1,95,242 in the benchmark — outperformance of ₹8,299.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,28,690 today (1.29×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.05
Alpha
1.00
Beta
0.18
Sortino
14.68%
Std Dev
-18.95%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Consumer Durables17.41%
- Retailing15.48%
- Automobiles13.46%
- Beverages9.17%
- Food Products6.83%
- Leisure Services5.77%
- Healthcare Services5.16%
- Auto Components4.54%
- Telecom - Services4.50%
- Capital Markets4.14%
- Agricultural Food & other Products1.75%
- Personal Products1.61%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited7.00%
- 2Radico Khaitan Limited4.99%
- 3Bharti Airtel Limited4.50%
- 4Titan Company Limited4.23%
- 5Maruti Suzuki India Limited4.12%
- 6Milky Mist Dairy Food Limited3.37%
- 7Varun Beverages Limited3.25%
- 8Ather Energy Limited3.25%
- 9Tvs Motor Company Limited3.19%
- 10Global Health Limited3.09%
What this fund does
HSBC Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HSBC Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,769 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.19%.