Aditya Birla Sun Life Focused Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹140.1925
as of 29 Sept 2026
Expense Ratio
1.91%
AUM
₹7,731 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.51%
- 3Y
- +10.73%
- 5Y
- +8.68%
- Since Inception
- +13.45%
SIP returns (XIRR)
- 1Y
- -4.03%
- 3Y
- +4.14%
- 5Y
- +8.75%
- Since Inception
- +12.55%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,91,647 today — ₹6,00,000 invested, 11.6% XIRR.
₹6,00,000
Invested
₹10,91,647
Value today
11.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,95,805 today (11.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹18,66,407.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,91,647 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹47,445.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,42,031 today (3.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
+0.03
Alpha
0.30
Beta
0.17
Sortino
13.45%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.87%
- IT - Software11.07%
- Finance8.25%
- Retailing7.21%
- Power5.53%
- Petroleum Products5.27%
- Pharmaceuticals & Biotechnology4.93%
- Consumer Durables3.45%
- Telecom - Services3.29%
- Transport Infrastructure3.20%
- Insurance3.13%
- Construction3.11%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.5.92%
- 2Reliance Industries Ltd.5.27%
- 3Shriram Finance Ltd.4.30%
- 4Coforge Ltd.4.21%
- 5Eternal Ltd.4.11%
- 6Hdfc Bank Ltd.3.97%
- 7Bajaj Finance Ltd.3.95%
- 8State Bank Of India3.78%
- 9Au Small Finance Bank Ltd.3.69%
- 10Infosys Ltd.3.55%
Investment objective — in the AMC’s words
The investment objective of the Scheme is to achieve long term capital appreciation by investing in up to 30 companies with long term sustainable competitive advantage and growth potential.
About This Fund
Aditya Birla Sun Life Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹7,731 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.91%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations