Aditya Birla Sun Life Income Fund - Growth - Regular Plan
Aditya Birla Sun Life Mutual Fund
₹126.7941
₹0.23 (+0.18%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹126.7941
₹0.23 (+0.18%)
29 May 2026
AMFI: 100038
Direct · Growth
₹₹137.2783
₹0.25 (+0.18%)
29 May 2026
AMFI: 119657
Regular · IDCW
₹₹12.9179
₹0.02 (+0.18%)
29 May 2026
AMFI: 100037
Direct · IDCW
₹₹12.8194
₹0.02 (+0.18%)
29 May 2026
AMFI: 133446
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹3,64,000
Invested
₹13,81,959
Value today
7.7%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹64,232
Value today
8.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹18,20,000
Withdrawn
₹59,36,620
Corpus left
+₹67,56,620 net gain — withdrew ₹18,20,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,658
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,658 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,429
Regular plan
₹82,125
Direct earns ₹2,304 more on a ₹60K investment — 0.38% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.07
Sharpe Ratio
—
Alpha
—
Beta
-1.03
Sortino
2.37%
Std Dev
-2.05%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Government of India (22/04/2064) IN0020240035 | 20.56% |
Government of India (12/06/2063) IN0020230044 | 8.19% |
State Government Securities (27/03/2033) IN1920230381 | 3.02% |
State Government Securities (13/03/2034) IN1920230316 | 2.75% |
State Government Securities (04/06/2038) IN1020250149 | 2.57% |
Government of India (18/08/2055) IN0020250075 | 1.58% |
State Government Securities (06/03/2034) IN1620180118 | 1.46% |
State Government Securities (03/09/2035) IN1220250105 | 1.39% |
State Government Securities (03/09/2033) IN1320250088 | 1.39% |
State Government Securities (04/09/2034) IN1920250272 | 1.38% |
State Government Securities (18/03/2032) IN1220250238 | 1.38% |
State Government Securities (03/12/2032) IN3120250441 | 1.37% |
State Government Securities (03/12/2033) IN3120250458 | 1.37% |
State Government Securities (03/12/2033) IN2120250252 | 1.36% |
State Government Securities (03/12/2035) IN1320250195 | 1.36% |
State Government Securities (30/07/2035) IN3620250032 | 1.33% |
State Government Securities (16/07/2034) IN1020250248 | 1.33% |
State Government Securities (27/03/2034) IN3520230316 | 0.99% |
State Government Securities (27/03/2033) IN3520230308 | 0.88% |
Government of India (08/04/2034) IN0020240019 | 0.84% |
State Government Securities (07/02/2034) IN3320230250 | 0.83% |
State Government Securities (25/06/2038) IN2220250103 | 0.65% |
Government of India (07/07/2040) IN0020250042 | 0.57% |
Government of India (06/10/2035) IN0020250091 | 0.54% |
Government of India (15/04/2065) IN0020250018 | 0.50% |
State Government Securities (03/12/2034) IN2220250384 | 0.44% |
Government of India (06/02/2033) IN0020220151 | 0.23% |
| Security | % NAV |
|---|---|
SBI - Corporate Debt Market Development Fund - A2 Units INF0RQ622028 | 0.36% |
| Security | % NAV |
|---|---|
7.17% Tata Capital Housing Finance Limited (21/05/2030) ** INE033L07IP8 | 4.10% |
6.90% Housing & Urban Development Corporation Limited (23/04/2032) ** INE031A08962 | 4.03% |
7.712% Tata Capital Housing Finance Limited (14/01/2028) ** INE033L07IK9 | 2.79% |
7.27% National Bank For Agriculture and Rural Development (23/02/2029) ** INE261F08ER0 | 2.77% |
6.94% Power Grid Corporation of India Limited (15/04/2035) ** INE752E08783 | 2.68% |
7.80% Tata Capital Housing Finance Limited (05/08/2027) ** INE033L07HU0 | 1.40% |
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) ** INE774D07VG6 | 1.40% |
8.07% SMFG India Home Finance Company Limited (10/09/2027) ** INE213W07293 | 1.39% |
7.34% REC Limited (30/04/2030) INE020B08FL9 | 1.38% |
7.21% Embassy Office Parks REIT (17/03/2028) ** INE041007167 | 1.38% |
7.19% ICICI Home Finance Company Limited (22/08/2028) ** INE071G07843 | 1.38% |
Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) ** INE2I7F15012 | 1.37% |
6.90% Housing & Urban Development Corporation Limited (06/05/2030) ** INE031A08970 | 1.36% |
6.92% Indian Railway Finance Corporation Limited (29/08/2031) ** INE053F08122 | 1.36% |
6.65% Indian Railway Finance Corporation Limited (20/05/2030) ** INE053F08502 | 1.35% |
7.45% Bharti Telecom Limited (15/12/2028) INE403D08280 | 1.10% |
8.43% LIC Housing Finance Limited (10/07/2026) ** INE115A07JW0 | 0.56% |
8.47% LIC Housing Finance Limited (10/06/2026) ** INE115A07JP4 | 0.56% |
6.94% National Highways Authority of India (30/12/2036) ** INE906B07II1 | 0.53% |
7.65% Power Finance Corporation Limited (22/11/2027) ** INE134E08JG4 | 0.28% |
8.46% HDFC Bank Limited (24/06/2026) ** INE040A08AA3 | 0.28% |
7.55% REC Limited (10/05/2030) ** INE020B08CU7 | 0.28% |
Performance Comparison
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Investment Objective
Aditya Birla Sun Life Income Fund - Growth - Regular Plan by Aditya Birla Sun Life Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
Aditya Birla Sun Life Income Fund - Growth - Regular Plan is a Medium to Long Duration mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹1,956 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Fund AIII Index. The current expense ratio is 1.11%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations