SBI Ultra Short to Short Term Fund · Regular · Growth
NAV
₹3741.7353
as of 30 Sept 2026
Expense Ratio
0.92%
AUM
₹13,477 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.41%
- 3Y
- +6.66%
- 5Y
- +5.96%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +5.52%
- 3Y
- +6.31%
- 5Y
- +6.37%
- Since Inception
- +6.88%
Returns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,10,883 today — ₹5,95,000 invested, 6.1% XIRR.
₹5,95,000
Invested
₹8,10,883
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,84,402 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,33,142.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,45,911 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.82
Sharpe Ratio
—
Alpha
—
Beta
-0.90
Sortino
0.56%
Std Dev
-0.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Day T-Bill 10.09.266.02%
- 2Hdfc Bank Ltd.5.41%
- 3Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)4.38%
- 4Bharti Telecom Ltd.4.27%
- 5Canara Bank4.18%
- 6Indian Bank4.18%
- 7Kotak Mahindra Bank Ltd.4.16%
- 8Icici Bank Ltd.4.15%
- 991 Day T-Bill 22.10.263.39%
- 10Lic Housing Finance Ltd.3.34%
What this fund does
SBI Ultra Short to Short Term Fund · Regular · Growth by SBI Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
SBI Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹13,477 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LOW DURATION DEBT A-I INDEX. The current expense ratio is 0.92%.