Aditya Birla Sun Life PSU Equity Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹35.8800
as of 31 Jul 2026
Expense Ratio
1.82%
AUM
₹5,965 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.32%
- 3Y
- +21.33%
- 5Y
- +22.61%
- Since Inception
- +21.41%
SIP returns (XIRR)
- 1Y
- +7.31%
- 3Y
- +10.69%
- 5Y
- +20.04%
- Since Inception
- +23.26%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,80,254 today — ₹3,55,000 invested, 22.0% XIRR.
₹3,55,000
Invested
₹6,80,254
Value today
22.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹4,24,113 today (27.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹35,60,881.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,80,254 in this fund vs ₹5,13,764 in the benchmark — outperformance of ₹1,66,490.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹96,633 today (0.97×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.44
Sharpe Ratio
+0.11
Alpha
0.29
Beta
0.41
Sortino
16.80%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India17.45%
- 2Ntpc Limited7.82%
- 3Power Grid Corporation Of India Limited6.72%
- 4Bharat Heavy Electricals Limited6.40%
- 5Bank Of Maharashtra5.04%
- 6Bharat Electronics Limited4.89%
- 7Gail (India) Limited4.87%
- 8Pnb Housing Finance Limited3.38%
- 9Nmdc Limited3.37%
- 10Union Bank Of India3.36%
Investment Objective
Aditya Birla Sun Life PSU Equity Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life PSU Equity Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,965 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU. The current expense ratio is 1.82%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations