Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth
Aditya Birla Sun Life Mutual Fund
₹21.2140
₹0.09 (-0.42%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹21.2140
₹0.09 (-0.42%)
29 May 2026
AMFI: 146577
Direct · Growth
₹₹23.6700
₹0.10 (-0.42%)
29 May 2026
AMFI: 146575
Regular · IDCW
₹₹17.2700
₹0.07 (-0.42%)
29 May 2026
AMFI: 146574
Direct · IDCW
₹₹19.2680
₹0.08 (-0.41%)
29 May 2026
AMFI: 146576
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹43,000
Invested
₹68,245
Value today
12.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,121
Value today
11.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,30,000
Withdrawn
₹14,38,951
Corpus left
+₹8,68,951 net gain — withdrew ₹4,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,00,472
Value today
+2.2%
vs lumpsum
STP beat direct lumpsum by 2.2% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹68,245
Benchmark
₹64,105
+₹4,140 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,00,057
Value today
3.0×
Multiple
Staying invested through that crash turned ₹1L into ₹3,00,057 — a 3.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹71,216
Regular plan
₹67,207
Direct earns ₹4,009 more on a ₹42K investment — 1.36% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.01
Sharpe Ratio
+0.05
Alpha
0.44
Beta
-0.01
Sortino
15.21%
Std Dev
-16.93%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 4.04% |
ICICI Bank Limited INE090A01021 | 3.74% |
Aditya Infotech Ltd INE819V01029 | 2.70% |
Kirloskar Oil Eng Ltd INE146L01010 | 2.67% |
AU Small Finance Bank Limited INE949L01017 | 2.39% |
Aditya Infotech Ltd INE819V01029 | 2.37% |
HDFC Bank Limited INE040A01034 | 2.34% |
Godrej Consumer Products Limited INE102D01028 | 2.28% |
Ather Energy Ltd INE0LEZ01016 | 2.27% |
Jindal Steel & Power Limited INE749A01030 | 2.21% |
Kirloskar Oil Eng Ltd INE146L01010 | 2.20% |
Hindalco Industries Limited INE038A01020 | 2.18% |
Godrej Consumer Products Limited INE102D01028 | 2.18% |
SJS Enterprises Pvt Limited INE284S01014 | 2.17% |
Jindal Steel & Power Limited INE749A01030 | 2.14% |
SJS Enterprises Pvt Limited INE284S01014 | 2.11% |
Hindalco Industries Limited INE038A01020 | 2.11% |
Eternal Limited INE758T01015 | 2.10% |
Ather Energy Ltd INE0LEZ01016 | 2.07% |
Tech Mahindra Limited INE669C01036 | 2.05% |
GMR Airport Ltd INE776C01039 | 2.04% |
Eternal Limited INE758T01015 | 2.00% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.97% |
Ajanta Pharmaceuticals Limited INE031B01049 | 1.94% |
Axis Bank Limited INE238A01034 | 1.89% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 1.84% |
Axis Bank Limited INE238A01034 | 1.82% |
Sona BLW Precision Forgings Limited INE073K01018 | 1.81% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.79% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.79% |
Infosys Limited INE009A01021 | 1.79% |
Shilpa Medicare Ltd INE790G01031 | 1.75% |
Larsen & Toubro Limited INE018A01030 | 1.73% |
Ajanta Pharmaceuticals Limited INE031B01049 | 1.73% |
Larsen & Toubro Limited INE018A01030 | 1.71% |
Shilpa Medicare Ltd INE790G01031 | 1.70% |
Kajaria Ceramics Limited INE217B01036 | 1.66% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 1.65% |
Tech Mahindra Limited INE669C01036 | 1.64% |
Sona BLW Precision Forgings Limited INE073K01018 | 1.63% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.63% |
Vinati Organics Limited INE410B01037 | 1.62% |
Thermax Limited INE152A01029 | 1.61% |
Swiggy Ltd INE00H001014 | 1.61% |
MEESHO LTD INE0VDM01015 | 1.61% |
Hindustan Unilever Limited INE030A01027 | 1.55% |
AU Small Finance Bank Limited INE949L01017 | 1.54% |
State Bank of India INE062A01020 | 1.52% |
Hindustan Unilever Limited INE030A01027 | 1.50% |
Swiggy Ltd INE00H001014 | 1.48% |
Performance Comparison
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Investment Objective
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth by Aditya Birla Sun Life Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth is a Retirement Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹416 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations