Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth
Aditya Birla Sun Life Mutual Fund
₹14.8889
₹0.04 (-0.25%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹14.8889
₹0.04 (-0.25%)
29 May 2026
AMFI: 146938
Direct · Growth
₹₹16.4392
₹0.04 (-0.24%)
29 May 2026
AMFI: 146940
Regular · IDCW
₹₹12.1124
₹0.03 (-0.25%)
29 May 2026
AMFI: 146939
Direct · IDCW
₹₹13.3733
₹0.03 (-0.24%)
29 May 2026
AMFI: 146937
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹43,000
Invested
₹53,168
Value today
5.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,489
Value today
5.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,30,000
Withdrawn
₹9,57,213
Corpus left
+₹3,87,213 net gain — withdrew ₹4,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹8,95,528
Value today
+0.3%
vs lumpsum
STP beat direct lumpsum by 0.3% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Retirement Fund by 5Y CAGR
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HDFC Retirement Savings Fund - Equity Plan - Growth Option
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,41,807
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,41,807 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹55,198
Regular plan
₹52,429
Direct earns ₹2,769 more on a ₹42K investment — 0.94% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.52
Sharpe Ratio
-0.00
Alpha
0.13
Beta
-0.50
Sortino
3.90%
Std Dev
-3.85%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
8.55% HDFC Bank Limited (27/03/2029) ** INE040A08724 | 7.72% |
| Security | % NAV |
|---|---|
Government of India (06/10/2035) IN0020250091 | 20.66% |
Government of India (06/10/2035) IN0020250091 | 20.06% |
Government of India (08/04/2026) IN0020190016 | 19.51% |
Government of India (06/02/2033) IN0020220151 | 8.92% |
Government of India (06/02/2033) IN0020220151 | 8.64% |
Government of India (05/12/2033) IN0020160100 | 3.81% |
Government of India (05/12/2033) IN0020160100 | 3.70% |
State Government Securities (28/08/2035) IN2920250163 | 3.08% |
State Government Securities (28/08/2035) IN2920250163 | 2.98% |
Government of India (17/04/2030) IN0020230036 | 2.96% |
Government of India (17/04/2030) IN0020230036 | 2.90% |
| Security | % NAV |
|---|---|
8.55% HDFC Bank Limited (27/03/2029) ** INE040A08724 | 7.99% |
HDFC Bank Limited INE040A01034 | 1.75% |
HDFC Bank Limited INE040A01034 | 1.71% |
ICICI Bank Limited INE090A01021 | 1.68% |
ICICI Bank Limited INE090A01021 | 1.65% |
Hindalco Industries Limited INE038A01020 | 1.38% |
TD Power Systems Limited INE419M01027 | 1.32% |
Hindalco Industries Limited INE038A01020 | 1.21% |
State Bank of India INE062A01020 | 1.15% |
Fortis Healthcare Limited INE061F01013 | 1.14% |
METROPOLIS HEALTHCARE LIMITED INE112L01020 | 1.08% |
State Bank of India INE062A01020 | 1.08% |
Bharti Airtel Limited INE397D01024 | 1.07% |
Bharti Airtel Limited INE397D01024 | 1.04% |
METROPOLIS HEALTHCARE LIMITED INE112L01020 | 1.02% |
Fortis Healthcare Limited INE061F01013 | 1.01% |
TD Power Systems Limited INE419M01027 | 1.00% |
Max Financial Services Limited INE180A01020 | 0.89% |
Bajaj Finance Limited INE296A01032 | 0.89% |
Max Financial Services Limited INE180A01020 | 0.86% |
UltraTech Cement Limited INE481G01011 | 0.83% |
Axis Bank Limited INE238A01034 | 0.82% |
The Federal Bank Limited INE171A01029 | 0.82% |
UltraTech Cement Limited INE481G01011 | 0.79% |
Bajaj Finance Limited INE296A01032 | 0.78% |
Axis Bank Limited INE238A01034 | 0.77% |
The Federal Bank Limited INE171A01029 | 0.76% |
Sun Pharmaceutical Industries Limited INE044A01036 | 0.69% |
SJS Enterprises Pvt Limited INE284S01014 | 0.69% |
Sun Pharmaceutical Industries Limited INE044A01036 | 0.69% |
Bajaj Auto Limited INE917I01010 | 0.64% |
SJS Enterprises Pvt Limited INE284S01014 | 0.60% |
Torrent Pharmaceuticals Limited INE685A01028 | 0.60% |
Bajaj Auto Limited INE917I01010 | 0.58% |
Torrent Pharmaceuticals Limited INE685A01028 | 0.58% |
Larsen & Toubro Limited INE018A01030 | 0.56% |
Bank of Maharashtra INE457A01014 | 0.50% |
Larsen & Toubro Limited INE018A01030 | 0.50% |
Performance Comparison
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Investment Objective
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth by Aditya Birla Sun Life Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth is a Retirement Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹26.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Term Debt Hybrid 75+25 Fund Index. The current expense ratio is 1.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations