ICICI Prudential Retirement Fund - Pure Equity - Growth Option
₹34.2400
₹0.44 (-1.27%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹34.2400
₹0.44 (-1.27%)
29 May 2026
AMFI: 146346
Direct · Growth
₹₹38.1800
₹0.49 (-1.27%)
29 May 2026
AMFI: 146349
Regular · IDCW
₹₹34.2500
₹0.44 (-1.27%)
29 May 2026
AMFI: 146347
Direct · IDCW
₹₹38.1700
₹0.49 (-1.27%)
29 May 2026
AMFI: 146348
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹8,700
Invested
₹18,633
Value today
20.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹17,120
Value today
18.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,35,000
Withdrawn
₹24,92,365
Corpus left
+₹19,27,365 net gain — withdrew ₹4,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹20,22,174
Value today
-1.6%
vs lumpsum
Direct lumpsum would have beaten STP by 1.6% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹18,633
Benchmark
₹13,054
+₹5,579 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹5,05,015
Value today
5.0×
Multiple
Staying invested through that crash turned ₹1L into ₹5,05,015 — a 5.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹95,579
Regular plan
₹89,815
Direct earns ₹5,764 more on a ₹42K investment — 1.96% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.18
Sharpe Ratio
+0.09
Alpha
0.48
Beta
0.16
Sortino
16.37%
Std Dev
-16.04%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A01034 | 6.12% |
HDFC Bank Ltd. INE040A01034 | 5.83% |
Hindustan Unilever Ltd. INE030A01027 | 3.81% |
Hindustan Unilever Ltd. INE030A01027 | 3.59% |
Reliance Industries Ltd. INE002A01018 | 3.49% |
ICICI Bank Ltd. INE090A01021 | 2.73% |
Avenue Supermarts Ltd. INE192R01011 | 2.69% |
Reliance Industries Ltd. INE002A01018 | 2.68% |
ICICI Bank Ltd. INE090A01021 | 2.47% |
Mahindra & Mahindra Ltd. INE101A01026 | 2.46% |
Mahindra & Mahindra Ltd. INE101A01026 | 2.37% |
ABB India Ltd. INE117A01022 | 2.31% |
ABB India Ltd. INE117A01022 | 2.21% |
Bharti Airtel Ltd. INE397D01024 | 2.17% |
Multi Commodity Exchange Of India Ltd. INE745G01043 | 2.13% |
Ultratech Cement Ltd. INE481G01011 | 2.13% |
Larsen & Toubro Ltd. INE018A01030 | 2.10% |
Larsen & Toubro Ltd. INE018A01030 | 2.09% |
Multi Commodity Exchange Of India Ltd. INE745G01043 | 1.99% |
Avenue Supermarts Ltd. INE192R01011 | 1.98% |
Ultratech Cement Ltd. INE481G01011 | 1.98% |
Bharti Airtel Ltd. INE397D01024 | 1.97% |
Usha Martin Ltd. INE228A01035 | 1.96% |
Supreme Industries Ltd. INE195A01028 | 1.95% |
Usha Martin Ltd. INE228A01035 | 1.95% |
Tech Mahindra Ltd. INE669C01036 | 1.87% |
Vedanta Ltd. INE205A01025 | 1.87% |
Apar Industries Ltd. INE372A01015 | 1.80% |
SIEMENS ENERGY INDIA LTD INE1NPP01017 | 1.72% |
Tech Mahindra Ltd. INE669C01036 | 1.72% |
United Spirits Ltd. INE854D01024 | 1.69% |
Hindustan Aeronautics Ltd. INE066F01020 | 1.69% |
Apar Industries Ltd. INE372A01015 | 1.68% |
Supreme Industries Ltd. INE195A01028 | 1.63% |
Hyundai Motor India Ltd. INE0V6F01027 | 1.61% |
UPL Ltd. INE628A01036 | 1.60% |
The Phoenix Mills Ltd. INE211B01039 | 1.60% |
United Spirits Ltd. INE854D01024 | 1.59% |
UPL Ltd. INE628A01036 | 1.56% |
Sobha Ltd. INE671H01015 | 1.56% |
ITC Ltd. INE154A01025 | 1.53% |
Britannia Industries Ltd. INE216A01030 | 1.52% |
The Phoenix Mills Ltd. INE211B01039 | 1.52% |
Sobha Ltd. INE671H01015 | 1.50% |
ITC Ltd. INE154A01025 | 1.44% |
Titan Company Ltd. INE280A01028 | 1.40% |
Brigade Enterprises Ltd. INE791I01019 | 1.39% |
Info Edge (India) Ltd. INE663F01032 | 1.39% |
Emmvee Photovoltaic Power Ltd. INE1C6T01020 | 1.38% |
Titan Company Ltd. INE280A01028 | 1.33% |
Performance Comparison
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Investment Objective
ICICI Prudential Retirement Fund - Pure Equity - Growth Option by ICICI Prudential Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
ICICI Prudential Retirement Fund - Pure Equity - Growth Option is a Retirement Fund mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,682 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.03%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations