Aditya Birla Sun Life Savings Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹586.8559
as of 31 Jul 2026
Expense Ratio
1.83%
AUM
₹19,646 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.26%
- 3Y
- +7.25%
- 5Y
- +6.47%
- Since Inception
- +7.67%
SIP returns (XIRR)
- 1Y
- +6.44%
- 3Y
- +7.08%
- 5Y
- +6.97%
- Since Inception
- +7.45%
Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,34,241 today — ₹5,95,000 invested, 6.7% XIRR.
₹5,95,000
Invested
₹8,34,241
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,93,781 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,03,564.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,49,607 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.61
Sharpe Ratio
—
Alpha
—
Beta
2.02
Sortino
0.48%
Std Dev
-0.12%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Days T-Bill 18sep264.72%
- 2National Bank For Agriculture And Rural Development (18/03/2027) ** #4.09%
- 3Indusind Bank Limited (14/12/2026) ** #4.08%
- 48.857% Shriram Finance Ltd (02/09/2027) **3.41%
- 5Tata Teleservices Maharashtra Limited (17/11/2026) **3.28%
- 6Small Industries Development Bank Of India (10/11/2026) ** #2.74%
- 7National Bank For Agriculture And Rural Development (17/02/2027) ** #2.69%
- 8Hdfc Bank Limited (09/03/2027) #2.41%
- 97.30% Bharti Telecom Limited (01/12/2027)2.23%
- 108.05% Muthoot Finance Limited (25/11/2027) **1.96%
Investment Objective
Aditya Birla Sun Life Savings Fund · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
Aditya Birla Sun Life Savings Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹19,646 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index A-I. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations