Aditya Birla Sun Life Short Term Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹50.5742
as of 31 Jul 2026
Expense Ratio
0.99%
AUM
₹6,749 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.33%
- 3Y
- +7.13%
- 5Y
- +6.28%
- Since Inception
- +7.21%
SIP returns (XIRR)
- 1Y
- +5.90%
- 3Y
- +6.90%
- 5Y
- +6.81%
- Since Inception
- +7.61%
Returns calculated from 09 May 2003 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,40,353 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,40,353
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,95,649 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,16,141.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,56,110 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.50
Sharpe Ratio
—
Alpha
—
Beta
0.52
Sortino
1.15%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life Short Term Fund - REGULAR - IDCW
- 17.35% Bharti Telecom Limited (15/10/2027)7.89%
- 27.17% Tata Capital Housing Finance Limited (21/05/2030) **5.86%
- 37.48% National Bank For Agriculture And Rural Development (15/09/2028)5.20%
- 46.65% Indian Railway Finance Corporation Limited (20/05/2030) **5.12%
- 5Siddhivinayak Securitisation Trust 2025-1 (28/09/2030)3.92%
- 6Jubilant Bevco Ltd (31/05/2028) (Zcb) **3.64%
- 7Jtpm Metal Traders Pvt Ltd (29/09/2028) (Zcb) **3.29%
- 87.96% Embassy Office Parks Reit (27/09/2027) **3.13%
- 99.31% Vedanta Limited (03/12/2027) **3.09%
- 10State Government Securities (03/09/2033)2.79%
Investment Objective
Aditya Birla Sun Life Short Term Fund · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
Aditya Birla Sun Life Short Term Fund · Regular · Growth is a Short Duration mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹6,749 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.99%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations