Axis Banking & PSU Debt Fund - Regular Plan - Growth option
₹2738.5000
₹2.02 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹2738.5000
₹2.02 (+0.07%)
29 May 2026
AMFI: 117446
Direct · Growth
₹₹2831.1289
₹2.13 (+0.08%)
29 May 2026
AMFI: 120438
Regular · IDCW
₹₹1037.0480
₹0.76 (+0.07%)
29 May 2026
AMFI: 117447
Direct · IDCW
₹₹1036.8202
₹0.78 (+0.08%)
29 May 2026
AMFI: 120436
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹83,500
Invested
₹1,38,117
Value today
6.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,735
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,35,000
Withdrawn
₹13,53,940
Corpus left
+₹11,88,940 net gain — withdrew ₹8,35,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,47,739
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,47,739 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,968
Regular plan
₹84,597
Direct earns ₹1,371 more on a ₹60K investment — 0.23% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.32
Sharpe Ratio
—
Alpha
—
Beta
-0.34
Sortino
1.05%
Std Dev
-0.56%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.59% REC Limited (31/05/2027) ** INE020B08FA2 | 3.72% |
7.42% Power Finance Corporation Limited (15/04/2028) ** INE134E08NL6 | 3.35% |
7.34% Small Industries Dev Bank of India (26/02/2029) ** INE556F08KS8 | 2.37% |
7.44% National Bank For Agriculture and Rural Development (24/02/2028) INE261F08EK5 | 2.35% |
6.47% Indian Railway Finance Corporation Limited (30/05/2028) ** INE053F08510 | 1.96% |
6.96% Power Finance Corporation Limited (02/03/2028) INE134E08OC3 | 1.94% |
6.85% National Bank For Agriculture and Rural Development (19/01/2029) INE261F08EQ2 | 1.76% |
7.22% Small Industries Dev Bank of India (10/04/2029) ** INE556F08LC0 | 1.58% |
6.80% National Housing Bank (02/04/2032) ** INE557F08GE4 | 1.54% |
7.69% REC Limited (31/03/2033) ** INE020B08EG2 | 1.48% |
7.62% Punjab State Development Loans (30/11/2032) IN2820220159 | 1.47% |
7.288% Kotak Mahindra Prime Limited (24/10/2028) ** INE916DA7TE6 | 1.38% |
7.01% National Bank For Agriculture and Rural Development (16/03/2029) INE261F08ES8 | 1.37% |
7.32% NTPC Limited (17/07/2029) ** INE733E07KL3 | 1.19% |
6.68% Government of India (07/07/2040) IN0020250042 | 1.13% |
7.29% National Housing Bank (04/07/2031) ** INE557F08GC8 | 1.06% |
7.51% Small Industries Dev Bank of India (12/06/2028) ** INE556F08KU4 | 1.00% |
7.59% National Housing Bank (14/07/2027) ** INE557F08FY4 | 1.00% |
| Security | % NAV |
|---|---|
Punjab National Bank (05/02/2027) ** INE160A16UE2 | 3.74% |
Punjab National Bank (05/02/2027) INE160A16UE2 | 3.40% |
Bank of Baroda (11/01/2027) ** INE028A16KZ7 | 2.66% |
HDFC Bank Limited (24/02/2027) INE040A16IO0 | 2.64% |
Bank of Baroda (11/01/2027) ** INE028A16KZ7 | 2.63% |
HDFC Bank Limited (24/02/2027) ** INE040A16IO0 | 2.61% |
HDFC Bank Limited (15/02/2027) INE040A16JC3 | 1.89% |
Canara Bank (04/03/2027) INE476A16H43 | 1.88% |
HDFC Bank Limited (15/02/2027) ** INE040A16JC3 | 1.86% |
Canara Bank (04/03/2027) ** INE476A16H43 | 1.86% |
HDFC Bank Limited (21/12/2026) ** INE040A16II2 | 1.14% |
Canara Bank (02/02/2027) ** INE476A16G44 | 1.14% |
Kotak Mahindra Bank Limited (29/01/2027) INE237AD6125 | 1.14% |
HDFC Bank Limited (21/12/2026) ** INE040A16II2 | 1.13% |
Small Industries Dev Bank of India (18/02/2027) ** INE556F16CB4 | 1.12% |
ICICI Bank Limited (25/03/2027) ** INE090AD6337 | 1.12% |
Kotak Mahindra Bank Limited (29/01/2027) ** INE237AD6125 | 1.12% |
Canara Bank (02/02/2027) ** INE476A16G44 | 1.12% |
| Security | % NAV |
|---|---|
7.59% REC Limited (31/05/2027) ** INE020B08FA2 | 3.69% |
7.42% Power Finance Corporation Limited (15/04/2028) ** INE134E08NL6 | 3.33% |
7.44% National Bank For Agriculture and Rural Development (24/02/2028) ** INE261F08EK5 | 2.73% |
7.34% Small Industries Dev Bank of India (26/02/2029) ** INE556F08KS8 | 2.37% |
6.74% Small Industries Dev Bank of India (10/01/2029) INE556F08LA4 | 2.14% |
6.85% National Bank For Agriculture and Rural Development (19/01/2029) ** INE261F08EQ2 | 1.76% |
6.80% National Housing Bank (02/04/2032) ** INE557F08GE4 | 1.53% |
7.12% Power Grid Corporation of India Limited (24/12/2034) ** INE752E08775 | 1.50% |
7.62% Punjab State Development Loans (30/11/2032) IN2820220159 | 1.47% |
7.69% REC Limited (31/03/2033) ** INE020B08EG2 | 1.47% |
7.288% Kotak Mahindra Prime Limited (24/10/2028) ** INE916DA7TE6 | 1.37% |
7.32% NTPC Limited (17/07/2029) ** INE733E07KL3 | 1.19% |
7.29% National Housing Bank (04/07/2031) ** INE557F08GC8 | 1.06% |
7.42% Small Industries Dev Bank of India (12/03/2029) INE556F08KW0 | 1.03% |
Performance Comparison
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Investment Objective
Axis Banking & PSU Debt Fund - Regular Plan - Growth option by Axis Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Axis Banking & PSU Debt Fund - Regular Plan - Growth option is a Banking & PSU Debt mutual fund offered by Axis Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹13,007 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations