Axis Credit Risk Fund · Regular · Growth
NAV
₹23.5934
as of 13 Nov 2026
Expense Ratio
1.56%
AUM
₹384 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.75%
- 3Y
- +7.92%
- 5Y
- +6.85%
- Since Inception
- +7.18%
SIP returns (XIRR)
- 1Y
- +7.01%
- 3Y
- +7.71%
- 5Y
- +7.51%
- Since Inception
- +6.88%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,50,174 today — ₹6,00,000 invested, 6.9% XIRR.
₹6,00,000
Invested
₹8,50,174
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,067 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,30,497.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,58,892 today (1.59×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.56
Sharpe Ratio
—
Alpha
—
Beta
0.54
Sortino
1.10%
Std Dev
-0.46%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Transport Infrastructure3.16%
- Construction1.72%
- Power1.13%
- Realty0.97%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Jubilant Bevco Limited (31/05/2028) (Zcb)4.46%
- 2Jtpm Metal Traders Limited (29/09/2028) (Zcb) **4.28%
- 38.8% Aditya Birla Digital Fashion Ventures Limited (26/08/2027) **3.95%
- 48.4% Narayana Hrudayalaya Limited (15/02/2030) **3.95%
- 56.94% Government Of India (11/05/2036)3.90%
- 67.45% Altius Telecom Infrastructure Trust (20/04/2035) **3.84%
- 77.68% Godrej Seeds & Genetics Limited (27/10/2028) **3.25%
- 89.40% Vedanta Aluminium Metal Limited (20/02/2027)3.18%
- 98.45% Adani Airport Holdings Limited (12/02/2029) **3.14%
- 105% Gmr Airports Limited (13/02/2027) **2.81%
What this fund does
Axis Credit Risk Fund · Regular · Growth by Axis Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Axis Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Axis Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹384 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.56%.