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Credit Riskregulargrowth📊 CRISIL CREDIT RISK DEBT B-II INDEX

Axis Credit Risk Fund - Regular Plan - Growth

Axis Mutual Fund

#8 of 16 (1Y)

₹22.7277

₹0.01 (+0.06%)

NAV as of 29 May 2026

Option:Growth₹₹22.7277Growth₹₹25.5943IDCW₹₹10.1213IDCW₹₹10.3037IDCW₹₹10.0734IDCW₹₹10.1734
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Today's NAV — all variants

Regular · Growth

₹₹22.7277

₹0.01 (+0.06%)

29 May 2026

AMFI: 130309

Direct · Growth

₹₹25.5943

₹0.02 (+0.06%)

29 May 2026

AMFI: 130314

Regular · IDCW

₹₹10.1734

₹0.01 (+0.06%)

29 May 2026

AMFI: 130310

Direct · IDCW

₹₹10.1213

₹0.01 (+0.06%)

29 May 2026

AMFI: 130312

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.04%
1 Month-0.10%
3 Months+0.87%
6 Months+2.41%
1 Year+6.20%
3 Years (CAGR)+7.45%
5 Years (CAGR)+6.55%
10 Years (CAGR)+6.63%
Since Inception (Jul 2014)+7.11%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.77%
3 Year SIP+7.41%
5 Year SIP+7.12%
Since Inception (Jul 2014)+6.74%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹71,000

Invested

₹1,07,442

Value today

6.8%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,263

Value today

7.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,10,000

Withdrawn

₹11,88,125

Corpus left

+₹8,98,125 net gain — withdrew ₹7,10,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,53,062

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,53,062 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹90,065

Regular plan

₹85,604

Direct earns ₹4,461 more on a ₹60K investment — 0.74% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAxis Mutual Fund
CategoryCredit Risk
Plan Typeregular
Optiongrowth
AUM₹362 Cr
Expense Ratio1.57%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL CREDIT RISK DEBT B-II INDEX
Launch Date21 Jul 2014
AMFI Code130309

Risk Metrics

Trailing 1 year, annualised

1.17

Sharpe Ratio

—

Alpha

—

Beta

1.16

Sortino

0.99%

Std Dev

-0.46%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity23 holdings · 75.8%
Security% NAV

6.48% Government of India (06/10/2035)

IN0020250091

6.78%

Jubilant Bevco Limited (31/05/2028) (ZCB) **

INE1D4P08019

4.60%

JTPM Metal Traders Limited (29/09/2028) (ZCB) **

INE02PE08036

4.42%

8.6% Infopark Properties Limited (19/06/2039) **

INE0KZX07023

4.23%

8.8% Aditya Birla Digital Fashion Ventures Limited (26/08/2027) **

INE0M8D08016

4.20%

8.4% Narayana Hrudayalaya Limited (15/02/2030) **

INE410P08024

4.20%

7.45% Altius Telecom Infrastructure Trust (20/04/2035) **

INE0BWS07045

4.16%

9.40% Vedanta Limited (20/02/2027) **

INE205A08038

3.39%

5% GMR Airports Limited (13/02/2027) **

INE776C08083

2.93%

8.58% GMR Hyderabad International Airport Limited (28/03/2034) **

INE802J07035

2.87%

9.75% Veritas Finance Private Limited (28/11/2026) **

INE448U07240

2.83%

Bamboo Hotel And Global Centre (Delhi) Private limited (31/01/2028) **

INE755L07015

2.83%

9.5% Delhi International Airport Limited (22/03/2034) **

INE657H08043

2.81%

8.8% 360 One Prime Limited (22/06/2028) **

INE248U07GG6

2.81%

JSW Kalinga Steel Limited (23/03/2029) (ZCB) **

INE2QI808033

2.80%

9.4% IKF Finance Limited (12/08/2027) **

INE859C07246

2.80%

8.20% Adani Power Limited (25/01/2029) **

INE814H07208

2.79%

9.5% Kogta Financial (India) Limited (30/10/2027) **

INE192U07376

2.78%

9.25% Birla Corporation Limited (18/08/2026) **

INE340A07084

2.60%

9.5% Keystone Realtors Limited (29/09/2028) **

INE263M07109

2.38%

7.96% Lodha Developers Limited (07/07/2028) **

INE670K07299

2.25%

9.01% Hiranandani Financial Services Private Limited (30/03/2029) **

INE07UF07034

2.22%

8.95% Aptus Finance India Private Limited (06/03/2029) **

INE04MH07059

2.11%
Debt1 holding · 1.9%
Security% NAV

Radhakrishna Securitisation Trust (28/09/2028) **

INE2I7H15018

1.93%
Other26 holdings · 82.5%
Security% NAV

Jubilant Bevco Limited (31/05/2028) (ZCB) **

INE1D4P08019

4.64%

JTPM Metal Traders Limited (29/09/2028) (ZCB) **

INE02PE08036

4.44%

7.61% Government of India (09/05/2030)

IN0020160019

4.40%

8.6% Infopark Properties Limited (19/06/2039) **

INE0KZX07023

4.27%

8.4% Narayana Hrudayalaya Limited (15/02/2030) **

INE410P08024

4.26%

8.8% Aditya Birla Digital Fashion Ventures Limited (26/08/2027) **

INE0M8D08016

4.25%

7.45% Altius Telecom Infrastructure Trust (20/04/2035)

INE0BWS07045

4.21%

7.24% Government of India (18/08/2055)

IN0020250075

4.02%

9.40% Vedanta Limited (20/02/2027) **

INE205A08038

3.42%

5% GMR Airports Limited (13/02/2027) **

INE776C08083

2.95%

8.58% GMR Hyderabad International Airport Limited (28/03/2034) **

INE802J07035

2.91%

9.5% Delhi International Airport Limited (22/03/2034) **

INE657H08043

2.90%

Bamboo Hotel And Global Centre (Delhi) Private limited (31/01/2028) **

INE755L07015

2.86%

JSW Kalinga Steel Limited (23/03/2029) (ZCB) **

INE2QI808033

2.86%

9.75% Veritas Finance Private Limited (28/11/2026) **

INE448U07240

2.86%

8.8% 360 One Prime Limited (22/06/2028) **

INE248U07GG6

2.84%

8.20% Adani Power Limited (25/01/2029) **

INE814H07208

2.83%

9.4% IKF Finance Limited (12/08/2027) **

INE859C07246

2.83%

9.5% Keystone Realtors Limited (29/09/2028) **

INE263M07109

2.82%

9.5% Kogta Financial (India) Limited (30/10/2027) **

INE192U07376

2.81%

9.25% Birla Corporation Limited (18/08/2026) **

INE340A07084

2.62%

7.96% Lodha Developers Limited (07/07/2028) **

INE670K07299

2.27%

9.01% Hiranandani Financial Services Private Limited (30/03/2029) **

INE07UF07034

2.26%

8.95% Aptus Finance India Private Limited (06/03/2029) **

INE04MH07059

2.14%

Radhakrishna Securitisation Trust (28/09/2028) **

INE2I7H15018

1.95%

Capital Infra Trust

INE0Z8Z23013

1.89%

Performance Comparison

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Investment Objective

Axis Credit Risk Fund - Regular Plan - Growth by Axis Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

Axis Credit Risk Fund - Regular Plan - Growth is a Credit Risk mutual fund offered by Axis Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹362 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.57%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations