Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansAxis Retirement Fund - Aggressive · Regular · Growth
NAV
₹17.7100
as of 29 Sept 2026
Expense Ratio
2.50%
AUM
₹696 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.64%
- 3Y
- +8.75%
- 5Y
- +4.95%
- Since Inception
- +8.80%
SIP returns (XIRR)
- 1Y
- -4.64%
- 3Y
- +2.05%
- 5Y
- +6.05%
- Since Inception
- +7.63%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,37,964 today — ₹3,60,000 invested, 6.5% XIRR.
₹3,60,000
Invested
₹4,37,964
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,81,084 today (10.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹13,72,874.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,37,964 in this fund vs ₹4,37,602 in the benchmark — outperformance of ₹362.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,04,545 today (1.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.63
Sharpe Ratio
-0.04
Alpha
0.35
Beta
-0.63
Sortino
10.40%
Std Dev
-12.54%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks15.71%
- Finance5.33%
- Petroleum Products5.24%
- IT - Software4.49%
- Pharmaceuticals & Biotechnology4.26%
- Automobiles3.51%
- Auto Components3.40%
- Chemicals & Petrochemicals3.24%
- Telecom - Services3.06%
- Consumer Durables2.93%
- Retailing2.65%
- Healthcare Services2.28%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.1% Government Of India (08/04/2034)6.10%
- 2Reliance Industries Limited5.24%
- 3Icici Bank Limited5.11%
- 46.79% Government Of India (07/10/2034)4.93%
- 5Hdfc Bank Limited4.40%
- 67.25% Government Of India (12/06/2063)3.36%
- 77.18% Government Of India (24/07/2037)2.87%
- 8Bharti Airtel Limited2.66%
- 9State Bank Of India2.57%
- 10Infosys Limited2.33%
What this fund does
Axis Retirement Fund - Aggressive · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹696 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 25+75 - AGGRESSIVE INDEX. The current expense ratio is 2.50%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach