Axis Retirement Fund - Aggressive · Regular · Growth
NAV
₹18.5000
as of 31 Jul 2026
Expense Ratio
2.32%
AUM
₹686 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.49%
- 3Y
- +10.86%
- 5Y
- +7.58%
- Since Inception
- +9.75%
SIP returns (XIRR)
- 1Y
- +3.02%
- 3Y
- +6.08%
- 5Y
- +8.22%
- Since Inception
- +9.31%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,56,946 today — ₹3,55,000 invested, 8.5% XIRR.
₹3,55,000
Invested
₹4,56,946
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,95,975 today (11.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹15,02,800.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,56,946 in this fund vs ₹4,70,353 in the benchmark — underperformance of ₹13,407.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,09,209 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.02
Alpha
0.37
Beta
0.03
Sortino
11.06%
Std Dev
-12.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.1% Government Of India (08/04/2034)6.18%
- 2Reliance Industries Limited5.32%
- 3Icici Bank Limited5.17%
- 46.79% Government Of India (07/10/2034)4.99%
- 5Hdfc Bank Limited4.96%
- 67.25% Government Of India (12/06/2063)3.46%
- 77.18% Government Of India (24/07/2037)2.92%
- 8Bharti Airtel Limited2.72%
- 9Larsen & Toubro Limited2.69%
- 10State Bank Of India2.54%
Investment Objective
Axis Retirement Fund - Aggressive · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹686 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 25+75 - AGGRESSIVE INDEX. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations