Axis Retirement Fund - Aggressive · Regular · Growth
NAV
₹18.0300
as of 16 Jun 2026
Expense Ratio
2.32%
AUM
₹722 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.86%
- 3Y
- +10.29%
- 5Y
- +7.28%
- Since Inception
- +9.51%
SIP returns (XIRR)
- 1Y
- -1.81%
- 3Y
- +5.18%
- 5Y
- +7.58%
- Since Inception
- +8.86%
This fund trailed its benchmark
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹39,000
Invested
₹50,445
Value today
7.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,749
Value today
9.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,90,000
Withdrawn
₹12,44,554
Corpus left
+₹6,34,554 net gain — withdrew ₹3,90,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,10,832
Value today
+5.8%
vs lumpsum
STP beat direct lumpsum by 5.8% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,24,807
Value today
2.2×
Multiple
Staying invested through that crash turned ₹1L into ₹2,24,807 — a 2.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
-0.04
Alpha
0.36
Beta
-0.48
Sortino
11.63%
Std Dev
-12.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.1% Government Of India (08/04/2034)6.09%
- 2Reliance Industries Limited5.91%
- 3Hdfc Bank Limited5.02%
- 46.79% Government Of India (07/10/2034)4.91%
- 5Icici Bank Limited4.78%
- 67.25% Government Of India (12/06/2063)3.35%
- 7Infosys Limited3.23%
- 8State Bank Of India3.20%
- 9Larsen & Toubro Limited2.98%
- 107.18% Government Of India (24/07/2037)2.86%
Investment Objective
Axis Retirement Fund - Aggressive · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹722 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 25+75 - AGGRESSIVE INDEX. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations