Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansAxis Retirement Fund - Aggressive · Regular · Growth
NAV
₹18.8800
as of 13 Nov 2026
Expense Ratio
2.51%
AUM
₹702 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.21%
- 3Y
- +10.80%
- 5Y
- +6.12%
- Since Inception
- +9.65%
SIP returns (XIRR)
- 1Y
- +7.84%
- 3Y
- +5.32%
- 5Y
- +8.38%
- Since Inception
- +9.19%
What history actually did — last 6 years (Nov 2020 – Nov 2026)
A ₹5,000 monthly SIP for the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,58,679 today — ₹3,60,000 invested, 8.2% XIRR.
₹3,60,000
Invested
₹4,58,679
Value today
8.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Nov 2020 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,79,468 today (10.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2020 would still hold ₹13,35,998.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,58,679 in this fund vs ₹4,72,738 in the benchmark — underperformance of ₹14,059.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Nov 2020 – Nov 2026) (4 Jun 2024) would be ₹1,16,615 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.43
Sharpe Ratio
-0.02
Alpha
0.75
Beta
-0.42
Sortino
10.39%
Std Dev
-12.54%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks15.70%
- Petroleum Products5.16%
- Finance4.92%
- Pharmaceuticals & Biotechnology4.38%
- IT - Software3.80%
- Auto Components3.47%
- Automobiles3.31%
- Telecom - Services3.17%
- Chemicals & Petrochemicals3.09%
- Retailing2.55%
- Consumer Durables2.55%
- Healthcare Services2.20%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.1% Government Of India (08/04/2034)6.36%
- 2Reliance Industries Limited5.16%
- 36.79% Government Of India (07/10/2034)5.14%
- 4Icici Bank Limited4.93%
- 5Hdfc Bank Limited4.66%
- 67.25% Government Of India (12/06/2063)3.52%
- 77.18% Government Of India (24/07/2037)2.99%
- 8Bharti Airtel Limited2.73%
- 9Kotak Mahindra Bank Limited2.27%
- 10Mahindra & Mahindra Limited2.14%
What this fund does
Axis Retirement Fund - Aggressive · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Aggressive · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹702 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 25+75 - AGGRESSIVE INDEX. The current expense ratio is 2.51%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach