Axis Retirement Fund - Conservative · Regular · Growth
NAV
₹15.8121
as of 16 Jun 2026
Expense Ratio
2.15%
AUM
₹50 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.72%
- 3Y
- +7.35%
- 5Y
- +5.69%
- Since Inception
- +7.32%
SIP returns (XIRR)
- 1Y
- -0.98%
- 3Y
- +3.82%
- 5Y
- +5.46%
- Since Inception
- +6.26%
This fund trailed its benchmark
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹39,000
Invested
₹47,138
Value today
5.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,561
Value today
7.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,90,000
Withdrawn
₹10,89,287
Corpus left
+₹4,79,287 net gain — withdrew ₹3,90,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹9,37,566
Value today
+0.1%
vs lumpsum
STP beat direct lumpsum by 0.1% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,72,526
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,72,526 — a 1.7× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.79
Sharpe Ratio
-0.04
Alpha
0.18
Beta
-0.80
Sortino
5.88%
Std Dev
-6.38%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Axis Retirement Fund - Conservative Plan - Direct Plan - IDCW
- 17.18% Government Of India (24/07/2037)32.68%
- 27.34% Government Of India (22/04/2064)14.70%
- 37.1% Government Of India (08/04/2034)10.55%
- 4Reliance Industries Limited5.09%
- 5State Bank Of India2.84%
- 6Infosys Limited2.38%
- 7Bharti Airtel Limited2.31%
- 8Apollo Hospitals Enterprise Limited2.30%
- 9Hdfc Bank Limited1.99%
- 10Icici Bank Limited1.81%
Investment Objective
Axis Retirement Fund - Conservative · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Conservative · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹50.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 75+25 - CONSERVATIVE INDEX. The current expense ratio is 2.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations