Axis Retirement Fund - Conservative Plan - Regular Growth
₹15.6264
₹0.05 (-0.33%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹15.6264
₹0.05 (-0.33%)
29 May 2026
AMFI: 147832
Direct · Growth
₹₹17.2198
₹0.06 (-0.32%)
29 May 2026
AMFI: 147830
Regular · IDCW
₹₹15.6253
₹0.05 (-0.33%)
29 May 2026
AMFI: 147833
Direct · IDCW
₹₹17.0316
₹0.06 (-0.32%)
29 May 2026
AMFI: 147831
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹38,500
Invested
₹46,696
Value today
5.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,563
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,85,000
Withdrawn
₹10,95,679
Corpus left
+₹4,80,679 net gain — withdrew ₹3,85,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹9,38,680
Value today
+0.1%
vs lumpsum
STP beat direct lumpsum by 0.1% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Retirement Fund by 5Y CAGR
ICICI Prudential Retirement Fund - Pure Equity - Growth Option
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option
HDFC Retirement Savings Fund - Equity Plan - Growth Option
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,72,744
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,72,744 — a 1.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 6 years
Expense ratio drag on your actual returns
Direct plan
₹45,567
Regular plan
₹43,547
Direct earns ₹2,020 more on a ₹36K investment — 0.94% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.98
Sharpe Ratio
-0.05
Alpha
0.17
Beta
-0.98
Sortino
5.92%
Std Dev
-6.38%
Max Drawdown
Portfolio Holdings
Top 35 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.18% Government of India (24/07/2037) IN0020230077 | 33.13% |
7.34% Government of India (22/04/2064) IN0020240035 | 14.84% |
7.1% Government of India (08/04/2034) IN0020240019 | 10.76% |
Reliance Industries Limited INE002A01018 | 4.87% |
State Bank of India INE062A01020 | 2.65% |
Infosys Limited INE009A01021 | 2.56% |
Apollo Hospitals Enterprise Limited INE437A01024 | 2.28% |
Bharti Airtel Limited INE397D01024 | 2.23% |
HDFC Bank Limited INE040A01034 | 1.93% |
Indus Infra Trust INE0NHL23019 | 1.75% |
ICICI Bank Limited INE090A01021 | 1.55% |
Life Insurance Corporation Of India INE0J1Y01017 | 1.53% |
Larsen & Toubro Limited INE018A01030 | 1.49% |
HCL Technologies Limited INE860A01027 | 1.43% |
ITC Limited INE154A01025 | 1.40% |
Hero MotoCorp Limited INE158A01026 | 1.39% |
NTPC Limited INE733E01010 | 1.16% |
Mahindra & Mahindra Limited INE101A01026 | 1.13% |
JB Chemicals & Pharmaceuticals Limited INE572A01036 | 1.05% |
Kotak Mahindra Bank Limited INE237A01036 | 1.01% |
Sun Pharmaceutical Industries Limited INE044A01036 | 0.92% |
Varun Beverages Limited INE200M01039 | 0.80% |
Britannia Industries Limited INE216A01030 | 0.74% |
Mankind Pharma Limited INE634S01028 | 0.73% |
Tech Mahindra Limited INE669C01036 | 0.67% |
HDFC Life Insurance Company Limited INE795G01014 | 0.53% |
Cipla Limited INE059A01026 | 0.49% |
Bank of Baroda INE028A01039 | 0.44% |
Tata Consultancy Services Limited INE467B01029 | 0.40% |
Sundaram Finance Limited INE660A01013 | 0.27% |
Hindustan Unilever Limited INE030A01027 | 0.21% |
Bajaj Finance Limited INE296A01032 | 0.15% |
ITC Hotels Limited INE379A01028 | 0.07% |
Bharat Petroleum Corporation Limited INE029A01011 | 0.06% |
Nestle India Limited INE239A01024 | 0.06% |
Performance Comparison
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Investment Objective
Axis Retirement Fund - Conservative Plan - Regular Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Conservative Plan - Regular Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹50.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 75+25 - CONSERVATIVE INDEX. The current expense ratio is 2.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations