Axis Retirement Fund - Dynamic Plan - Regular Growth
₹18.7200
₹0.21 (-1.11%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹18.7200
₹0.21 (-1.11%)
29 May 2026
AMFI: 147828
Direct · Growth
₹₹20.7100
₹0.24 (-1.15%)
29 May 2026
AMFI: 147826
Regular · IDCW
₹₹18.7200
₹0.21 (-1.11%)
29 May 2026
AMFI: 147829
Direct · IDCW
₹₹20.4800
₹0.24 (-1.16%)
29 May 2026
AMFI: 147827
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹38,500
Invested
₹51,476
Value today
8.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,872
Value today
10.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,85,000
Withdrawn
₹13,57,241
Corpus left
+₹7,42,241 net gain — withdrew ₹3,85,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,60,464
Value today
+3.3%
vs lumpsum
STP beat direct lumpsum by 3.3% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Retirement Fund by 5Y CAGR
ICICI Prudential Retirement Fund - Pure Equity - Growth Option
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option
HDFC Retirement Savings Fund - Equity Plan - Growth Option
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,18,182
Value today
2.2×
Multiple
Staying invested through that crash turned ₹1L into ₹2,18,182 — a 2.2× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 6 years
Expense ratio drag on your actual returns
Direct plan
₹50,051
Regular plan
₹47,636
Direct earns ₹2,415 more on a ₹36K investment — 1.12% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.76
Sharpe Ratio
-0.08
Alpha
0.35
Beta
-0.74
Sortino
12.79%
Std Dev
-14.37%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Reliance Industries Limited INE002A01018 | 5.98% |
ICICI Bank Limited INE090A01021 | 5.84% |
HDFC Bank Limited INE040A01034 | 5.60% |
7.3% Government of India (19/06/2053) IN0020230051 | 5.45% |
Infosys Limited INE009A01021 | 3.80% |
State Bank of India INE062A01020 | 3.27% |
Larsen & Toubro Limited INE018A01030 | 2.99% |
Bharti Airtel Limited INE397D01024 | 2.98% |
7.25% Government of India (12/06/2063) IN0020230044 | 2.86% |
Pidilite Industries Limited INE318A01026 | 2.21% |
Mahindra & Mahindra Limited INE101A01026 | 2.19% |
7.18% Government of India (24/07/2037) IN0020230077 | 1.90% |
Kotak Mahindra Bank Limited INE237A01036 | 1.66% |
Bajaj Finance Limited INE296A01032 | 1.66% |
Vijaya Diagnostic Centre Limited INE043W01024 | 1.52% |
NTPC Limited INE733E01010 | 1.41% |
Apar Industries Limited INE372A01015 | 1.39% |
Divi's Laboratories Limited INE361B01024 | 1.34% |
Fortis Healthcare Limited INE061F01013 | 1.28% |
Minda Corporation Limited INE842C01021 | 1.22% |
Apollo Hospitals Enterprise Limited INE437A01024 | 1.15% |
CG Power and Industrial Solutions Limited INE067A01029 | 1.01% |
7.1% Government of India (08/04/2034) IN0020240019 | 0.96% |
PNB Housing Finance Limited INE572E01012 | 0.94% |
HDFC Life Insurance Company Limited INE795G01014 | 0.92% |
Mankind Pharma Limited INE634S01028 | 0.91% |
Titan Company Limited INE280A01028 | 0.89% |
Torrent Power Limited INE813H01021 | 0.88% |
JK Cement Limited INE823G01014 | 0.87% |
Sun Pharmaceutical Industries Limited INE044A01036 | 0.86% |
Sansera Engineering Limited INE953O01021 | 0.82% |
Britannia Industries Limited INE216A01030 | 0.81% |
eClerx Services Limited INE738I01010 | 0.81% |
Varun Beverages Limited INE200M01039 | 0.80% |
The Phoenix Mills Limited INE211B01039 | 0.80% |
Samvardhana Motherson International Limited INE775A01035 | 0.80% |
Premier Energies Limited INE0BS701011 | 0.79% |
Tata Power Company Limited INE245A01021 | 0.79% |
Tata Consultancy Services Limited INE467B01029 | 0.79% |
Doms Industries Limited INE321T01012 | 0.78% |
Eternal Limited INE758T01015 | 0.78% |
United Spirits Limited INE854D01024 | 0.77% |
Abbott India Limited INE358A01014 | 0.76% |
Shriram Finance Limited INE721A01047 | 0.76% |
InterGlobe Aviation Limited INE646L01027 | 0.74% |
Axis Bank Limited INE238A01034 | 0.73% |
Sundaram Finance Limited INE660A01013 | 0.67% |
Arvind Fashions Limited INE955V01021 | 0.66% |
Jyoti CNC Automation Ltd INE980O01024 | 0.65% |
SBI Life Insurance Company Limited INE123W01016 | 0.65% |
Performance Comparison
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Investment Objective
Axis Retirement Fund - Dynamic Plan - Regular Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Dynamic Plan - Regular Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹290 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.43%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations