Axis Retirement Fund - Dynamic · Regular · Growth
NAV
₹19.5000
as of 15 Jul 2026
Expense Ratio
2.43%
AUM
₹290 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.32%
- 3Y
- +11.08%
- 5Y
- +8.26%
- Since Inception
- +10.64%
SIP returns (XIRR)
- 1Y
- +1.40%
- 3Y
- +5.77%
- 5Y
- +8.45%
- Since Inception
- +9.76%
What history actually did — last 6 years (Jul 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,70,767 today — ₹3,60,000 invested, 9.0% XIRR.
₹3,60,000
Invested
₹4,70,767
Value today
9.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,99,794 today (12.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2020 would still hold ₹15,27,176.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,70,767 in this fund vs ₹4,74,783 in the benchmark — underperformance of ₹4,016.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Jul 2020 – Jul 2026) (3 Jun 2024) would be ₹1,08,857 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.07
Sharpe Ratio
+0.01
Alpha
0.39
Beta
-0.07
Sortino
12.46%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited5.70%
- 2Reliance Industries Limited5.51%
- 37.3% Government Of India (19/06/2053)5.16%
- 4Hdfc Bank Limited5.10%
- 5Infosys Limited3.31%
- 6Bharti Airtel Limited2.86%
- 7State Bank Of India2.82%
- 8Larsen & Toubro Limited2.75%
- 97.25% Government Of India (12/06/2063)2.70%
- 10Pidilite Industries Limited2.39%
Investment Objective
Axis Retirement Fund - Dynamic · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Dynamic · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹290 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.43%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations