Bandhan Medium to Long Term Fund · Regular · Growth
NAV
₹67.9123
as of 30 Sept 2026
Expense Ratio
2.01%
AUM
₹421 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +5.90%
- 5Y
- +4.58%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +5.43%
- 3Y
- +5.17%
- 5Y
- +5.27%
- Since Inception
- +6.96%
Returns calculated from 14 July 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,83,492 today — ₹5,95,000 invested, 5.4% XIRR.
₹5,95,000
Invested
₹7,83,492
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,75,789 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,74,396.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,39,086 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.12
Sharpe Ratio
—
Alpha
—
Beta
-1.18
Sortino
2.30%
Std Dev
-2.07%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.3% Goi (Md 19/06/2053)6.78%
- 27.24% Goi (Md 18/08/2055)5.84%
- 37.46% Indian Railway Finance Corporation Limited **5.83%
- 47.85% Bajaj Finance Limited5.82%
- 57.48% National Bank For Agriculture And Rural Development5.81%
- 67.14% Export Import Bank Of India **5.78%
- 7Small Industries Dev Bank Of India **5.45%
- 8Punjab National Bank **4.53%
- 9Axis Bank Limited **3.44%
- 107.685% Tata Capital Housing Finance Limited **2.33%
What this fund does
Bandhan Medium to Long Term Fund · Regular · Growth by Bandhan Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
Bandhan Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹421 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 2.01%.