Bandhan Retirement Fund - Regular Plan - Growth
₹12.3520
₹0.10 (-0.81%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹12.3520
₹0.10 (-0.81%)
29 May 2026
AMFI: 152103
Direct · Growth
₹₹12.9020
₹0.10 (-0.80%)
29 May 2026
AMFI: 152102
Regular · IDCW
₹₹12.3530
₹0.10 (-0.81%)
29 May 2026
AMFI: 152105
Direct · IDCW
₹₹12.8930
₹0.10 (-0.80%)
29 May 2026
AMFI: 152104
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,100
Invested
₹3,215
Value today
2.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,235
Value today
8.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,89,270
Value today
-7.0%
vs lumpsum
Direct lumpsum would have beaten STP by 7.0% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,215
Benchmark
₹3,124
+₹91 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹12,836
Regular plan
₹12,608
Direct earns ₹228 more on a ₹12K investment — 0.95% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.66
Sharpe Ratio
-0.04
Alpha
0.26
Beta
-0.64
Sortino
8.67%
Std Dev
-10.11%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Reliance Industries Limited INE002A01018 | 5.66% |
Bharti Airtel Limited INE397D01024 | 5.65% |
HDFC Bank Limited INE040A01034 | 4.44% |
ICICI Bank Limited INE090A01021 | 4.15% |
Larsen & Toubro Limited INE018A01030 | 3.76% |
Kotak Mahindra Bank Limited INE237A01036 | 3.42% |
Titan Company Limited INE280A01028 | 3.34% |
Hitachi Energy India Limited INE07Y701011 | 2.72% |
State Bank of India INE062A01020 | 2.16% |
Axis Bank Limited INE238A01034 | 1.87% |
Maruti Suzuki India Limited INE585B01010 | 1.75% |
ITC Limited INE154A01025 | 1.72% |
Infosys Limited INE009A01021 | 1.69% |
Hindalco Industries Limited INE038A01020 | 1.60% |
Tata Consultancy Services Limited INE467B01029 | 1.35% |
Jindal Steel Limited INE749A01030 | 1.34% |
Max Financial Services Limited INE180A01020 | 1.26% |
Info Edge (India) Limited INE663F01032 | 1.25% |
NHPC Limited INE848E01016 | 1.18% |
Hero MotoCorp Limited INE158A01026 | 1.17% |
Coal India Limited INE522F01014 | 1.14% |
Bajaj Finance Limited INE296A01032 | 1.03% |
Vishnu Chemicals Limited INE270I01022 | 0.98% |
Cholamandalam Investment and Finance Company Ltd INE121A01024 | 0.96% |
Berger Paints (I) Limited INE463A01038 | 0.91% |
Eternal Limited INE758T01015 | 0.81% |
Cipla Limited INE059A01026 | 0.80% |
Lupin Limited INE326A01037 | 0.79% |
United Spirits Limited INE854D01024 | 0.73% |
Star Health And Allied Insurance Company Limited INE575P01011 | 0.72% |
CG Power and Industrial Solutions Limited INE067A01029 | 0.71% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 0.64% |
HDFC Life Insurance Company Limited INE795G01014 | 0.64% |
Jindal Stainless Limited INE220G01021 | 0.63% |
Exide Industries Limited INE302A01020 | 0.59% |
Colgate Palmolive (India) Limited INE259A01022 | 0.57% |
Dabur India Limited INE016A01026 | 0.53% |
Varun Beverages Limited INE200M01039 | 0.52% |
Mahindra & Mahindra Financial Services Limited INE774D01024 | 0.46% |
Emami Limited INE548C01032 | 0.46% |
Tata Motors Ltd INE1TAE01010 | 0.45% |
InterGlobe Aviation Limited INE646L01027 | 0.43% |
Sonata Software Limited INE269A01021 | 0.42% |
Dhanuka Agritech Limited INE435G01025 | 0.42% |
Sobha Limited INE671H01015 | 0.39% |
Tata Motors Passenger Vehicles Limited INE155A01022 | 0.38% |
UNO Minda Limited INE405E01023 | 0.37% |
Wipro Limited INE075A01022 | 0.36% |
Lodha Developers Limited INE670K01029 | 0.32% |
| Security | % NAV |
|---|---|
7.3% GOI (MD 19/06/2053) IN0020230051 | 21.18% |
Performance Comparison
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Investment Objective
Bandhan Retirement Fund - Regular Plan - Growth by Bandhan Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Bandhan Retirement Fund - Regular Plan - Growth is a Retirement Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹183 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 50+50 - MODERATE INDEX. The current expense ratio is 2.36%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations