Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansBandhan Retirement Fund · Regular · Growth
NAV
₹12.1360
as of 29 Sept 2026
Expense Ratio
2.55%
AUM
₹181 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.86%
- 3Y
- —
- 5Y
- —
- Since Inception
- +6.79%
SIP returns (XIRR)
- 1Y
- -5.59%
- 3Y
- —
- 5Y
- —
- Since Inception
- +1.20%
Not enough verified history to show honest backtest scenarios (this fund is under 3 years old).
Risk Metrics
Trailing 1 year, annualised-0.76
Sharpe Ratio
-0.04
Alpha
0.29
Beta
-0.73
Sortino
8.02%
Std Dev
-10.11%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks16.74%
- Telecom - Services5.45%
- Petroleum Products5.08%
- Consumer Durables4.87%
- Construction3.81%
- IT - Software3.75%
- Electrical Equipment3.56%
- Automobiles3.39%
- Finance2.86%
- Retailing2.77%
- Insurance2.63%
- Pharmaceuticals & Biotechnology1.94%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Bandhan Retirement Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 17.3% Goi (Md 19/06/2053)21.31%
- 2Bharti Airtel Limited5.45%
- 3Reliance Industries Limited5.08%
- 4Icici Bank Limited4.80%
- 5Hdfc Bank Limited4.09%
- 6Titan Company Limited3.91%
- 7Larsen & Toubro Limited3.81%
- 8Kotak Mahindra Bank Limited3.76%
- 9Hitachi Energy India Limited2.75%
- 10State Bank Of India2.16%
What this fund does
Bandhan Retirement Fund · Regular · Growth by Bandhan Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Bandhan Retirement Fund · Regular · Growth is a Retirement Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹181 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 50+50 - MODERATE INDEX. The current expense ratio is 2.55%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach