Bandhan Retirement Fund · Regular · Growth
NAV
₹12.5210
as of 17 Jun 2026
Expense Ratio
2.36%
AUM
₹183 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.69%
- 3Y
- —
- 5Y
- —
- Since Inception
- +8.81%
SIP returns (XIRR)
- 1Y
- +0.22%
- 3Y
- —
- 5Y
- —
- Since Inception
- +4.04%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,272
Benchmark
₹3,238
+₹34 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,200
Invested
₹3,272
Value today
1.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,219
Value today
7.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,80,481
Value today
-7.0%
vs lumpsum
Direct lumpsum would have beaten STP by 7.0% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
-0.02
Alpha
0.29
Beta
-0.45
Sortino
8.79%
Std Dev
-10.11%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks16.00%
- Petroleum Products6.00%
- Telecom - Services6.00%
- IT - Software4.00%
- Construction4.00%
- Consumer Durables4.00%
- Automobiles3.00%
- Insurance3.00%
- Electrical Equipment3.00%
- Non - Ferrous Metals2.00%
- Ferrous Metals2.00%
- Pharmaceuticals & Biotechnology2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 17.3% Goi (Md 19/06/2053)21.18%
- 2Reliance Industries Limited5.66%
- 3Bharti Airtel Limited5.65%
- 4Hdfc Bank Limited4.44%
- 5Icici Bank Limited4.15%
- 6Larsen & Toubro Limited3.76%
- 7Kotak Mahindra Bank Limited3.42%
- 8Titan Company Limited3.34%
- 9Hitachi Energy India Limited2.72%
- 10State Bank Of India2.16%
Investment Objective
Bandhan Retirement Fund · Regular · Growth by Bandhan Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Bandhan Retirement Fund · Regular · Growth is a Retirement Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹183 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 50+50 - MODERATE INDEX. The current expense ratio is 2.36%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations