Bank of India Balanced Advantage Fund · Regular · Growth
NAV
₹26.4025
as of 13 Nov 2026
Expense Ratio
2.67%
AUM
₹175 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.89%
- 3Y
- +9.00%
- 5Y
- +9.56%
- Since Inception
- +7.97%
SIP returns (XIRR)
- 1Y
- +5.29%
- 3Y
- +5.16%
- 5Y
- +8.06%
- Since Inception
- +7.64%
Returns calculated from 14 March 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,03,317 today — ₹6,00,000 invested, 8.0% XIRR.
₹6,00,000
Invested
₹9,03,317
Value today
8.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,01,578 today (7.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹11,12,464.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,12,778 today (2.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
—
Alpha
—
Beta
-0.17
Sortino
7.89%
Std Dev
-6.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks9.99%
- Power4.45%
- Finance3.32%
- Petroleum Products3.24%
- Automobiles3.04%
- IT - Software2.53%
- Pharmaceuticals & Biotechnology2.34%
- Transport Infrastructure2.12%
- Non - Ferrous Metals2.03%
- Telecom - Services1.84%
- Diversified FMCG1.81%
- Consumer Durables1.59%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Bank of India Balanced Advantage Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Portfolio holdings
- 1Irb Invit Fund3.56%
- 26.94% Government Of India (11/05/2036)3.40%
- 3Reliance Industries Limited3.24%
- 4Icici Bank Limited3.09%
- 57.47% Small Industries Dev Bank Of India (05/09/2029) **2.85%
- 66.27% Power Finance Corporation Limited (15/07/2027) **2.85%
- 7Small Industries Dev Bank Of India (20/08/2027) ** #2.70%
- 8364 Days Tbill (Md 28/05/2027)2.49%
- 97.37% Indian Railway Finance Corporation Limited (31/07/2029) **2.28%
- 10Punjab National Bank (12/03/2027) #2.23%
What this fund does
Bank of India Balanced Advantage Fund · Regular · Growth by Bank of India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Bank of India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹175 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.67%.