Bank of India Banking & Financial Services Fund · Regular · Growth
NAV
₹9.8400
as of 16 Jun 2026
Expense Ratio
2.48%
AUM
₹189 Cr
Lumpsum returns (CAGR)
- 1Y
- —
- 3Y
- —
- 5Y
- —
- Since Inception
- -1.60%
SIP returns (XIRR)
- 1Y
- —
- 3Y
- —
- 5Y
- —
- Since Inception
- +7.81%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹2,500
Invested
₹2,445
Value today
-10.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹938
Value today
-16.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,05,759
Value today
+7.6%
vs lumpsum
STP beat direct lumpsum by 7.6% — reduced timing risk paid off
Model your own STP with real NAVPerformance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks50.00%
- Finance22.00%
- Capital Markets16.00%
- Insurance6.00%
- Financial Technology (Fintech)3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.17%
- 2Axis Bank Limited9.02%
- 3State Bank Of India8.86%
- 4Hdfc Bank Limited8.23%
- 5Shriram Finance Limited5.56%
- 6Icici Prudential Asset Management Company Limited5.02%
- 7Kotak Mahindra Bank Limited4.66%
- 8Bajaj Finance Limited3.47%
- 9Sundaram Finance Limited2.95%
- 10City Union Bank Limited2.90%
Investment Objective
Bank of India Banking & Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bank of India Banking & Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 0 years. It manages assets worth ₹189 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations