Bank of India Consumption Fund - Regular - Growth
₹10.3900
₹0.11 (-1.05%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹10.3900
₹0.11 (-1.05%)
29 May 2026
AMFI: 153140
Direct · Growth
₹₹10.5700
₹0.11 (-1.03%)
29 May 2026
AMFI: 153139
Regular · IDCW
₹₹10.3900
₹0.11 (-1.05%)
29 May 2026
AMFI: 153141
Direct · IDCW
₹₹10.5700
₹0.11 (-1.03%)
29 May 2026
AMFI: 153142
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹8,500
Invested
₹8,529
Value today
0.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,039
Value today
2.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,22,970
Value today
-0.1%
vs lumpsum
Direct lumpsum would have beaten STP by 0.1% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
Direct vs Regular — ₹500/month over 1 years
Expense ratio drag on your actual returns
Direct plan
₹6,412
Regular plan
₹6,367
Direct earns ₹45 more on a ₹6K investment — 0.75% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.15
Sharpe Ratio
+0.01
Alpha
0.45
Beta
-0.15
Sortino
14.06%
Std Dev
-15.66%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Bharti Airtel Limited INE397D01024 | 9.62% |
Bharti Airtel Limited INE397D01024 | 9.61% |
ITC Limited INE154A01025 | 8.91% |
ITC Limited INE154A01025 | 7.09% |
Britannia Industries Limited INE216A01030 | 7.08% |
Britannia Industries Limited INE216A01030 | 6.87% |
Hero MotoCorp Limited INE158A01026 | 5.24% |
Mahindra & Mahindra Limited INE101A01026 | 4.68% |
Mahindra & Mahindra Limited INE101A01026 | 4.51% |
United Spirits Limited INE854D01024 | 4.08% |
United Spirits Limited INE854D01024 | 4.08% |
FSN E-Commerce Ventures Limited INE388Y01029 | 3.97% |
FSN E-Commerce Ventures Limited INE388Y01029 | 3.91% |
Tips Music Limited INE716B01029 | 3.53% |
Avenue Supermarts Limited INE192R01011 | 3.51% |
Oberoi Realty Limited INE093I01010 | 3.28% |
Aditya Vision Ltd INE679V01027 | 3.25% |
Oberoi Realty Limited INE093I01010 | 3.04% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 3.02% |
Maruti Suzuki India Limited INE585B01010 | 3.01% |
Maruti Suzuki India Limited INE585B01010 | 3.00% |
Stylam Industries Limited INE239C01020 | 2.97% |
Tips Music Limited INE716B01029 | 2.92% |
Aditya Vision Ltd INE679V01027 | 2.88% |
Eris Lifesciences Limited INE406M01024 | 2.84% |
Apollo Hospitals Enterprise Limited INE437A01024 | 2.83% |
Stylam Industries Limited INE239C01020 | 2.83% |
Apollo Hospitals Enterprise Limited INE437A01024 | 2.68% |
Eris Lifesciences Limited INE406M01024 | 2.66% |
Emami Limited INE548C01032 | 2.55% |
PB Fintech Limited INE417T01026 | 2.51% |
Bharti Hexacom Limited INE343G01021 | 2.49% |
Emami Limited INE548C01032 | 2.46% |
S.J.S. Enterprises Limited INE284S01014 | 2.46% |
Dixon Technologies (India) Limited INE935N01020 | 2.46% |
Bharti Hexacom Limited INE343G01021 | 2.30% |
Hero MotoCorp Limited INE158A01026 | 2.25% |
Sky Gold And Diamonds Limited INE01IU01018 | 2.18% |
Avenue Supermarts Limited INE192R01011 | 2.15% |
PB Fintech Limited INE417T01026 | 2.10% |
Hindustan Unilever Limited INE030A01027 | 2.04% |
Hindustan Unilever Limited INE030A01027 | 2.03% |
Eternal Limited INE758T01015 | 2.02% |
Eternal Limited INE758T01015 | 2.00% |
NTPC Limited INE733E01010 | 1.98% |
NTPC Limited INE733E01010 | 1.96% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.93% |
Godfrey Phillips India Limited INE260B01028 | 1.92% |
Bayer Cropscience Limited INE462A01022 | 1.90% |
Aditya Birla Real Estate Limited INE055A01016 | 1.84% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
Bank of India Consumption Fund - Regular - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bank of India Consumption Fund - Regular - Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 1 years. It manages assets worth ₹380 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations