NAV
₹14.9034
as of 28 Sept 2026
Expense Ratio
0.61%
Lumpsum returns (CAGR)
- 1Y
- +17.83%
- 3Y
- +10.03%
- 5Y
- —
- Since Inception
- +3.50%
SIP returns (XIRR)
- 1Y
- +16.16%
- 3Y
- +11.98%
- 5Y
- —
- Since Inception
- +8.72%
Returns calculated from 31 March 2022 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with BANK OF INDIA Credit Risk Fund - Regular Plan
- 1Indian Bank (04/12/2026) #12.17%
- 28.5% Nirma Limited (07/04/2027) **11.67%
- 38.35% Aditya Birla Real Estate Limited (30/08/2027) **10.23%
- 49.45% Vedanta Limited (05/06/2028) **7.37%
- 59.40% 360 One Prime Limited (04/03/2027) **7.30%
- 67.99% Rashtriya Chemicals And Fertilizers Limited (07/08/2027) **7.30%
- 78.39% Jsw Steel Limited (13/05/2027) **7.27%
- 87.70% Nuvoco Vistas Corporation Limited (18/09/2028) **7.18%
- 9Corporate Debt Market Development Fund #0.72%
What this fund does
Bank of India Credit Risk Fund · Direct · Growth by Bank of India Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Bank of India Credit Risk Fund · Direct · Growth is a Credit Risk mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 11 years. The current expense ratio is 0.61%.