MF
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Credit Risk📊 NIFTY Credit Risk Bond Index(SEBI default)

Bank of India Credit Risk Fund · Regular · Growth

Bank of India Mutual Fund

NAV

₹14.2361

as of 16 Jun 2026

Expense Ratio

1.52%

AUM

₹106 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
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3Y
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5Y
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Since Inception
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SIP returns (XIRR)

1Y
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3Y
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5Y
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Since Inception
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Returns calculated from 31 March 2022 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

Performance Comparison

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Fund Details

Fund HouseBank of India Mutual Fund
CategoryCredit Risk
BenchmarkNIFTY Credit Risk Bond Index
Launch Date27 Feb 2015
AMFI Code133867
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadCurrent Load Structure : Entry Load - Nil. Exit load - 4% if redeemed within 12 months from the date of allotment,3% if redeemed after 12 months but within 24 monthsfrom the date of allotment, 2% if redeemed after 24 months but within 36 months from the date of allotment, Nil if redeemed after 36 months from the date of allotment.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Bank of India Credit Risk Fund · Regular · Growth by Bank of India Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

Bank of India Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹106 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.52%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations