BANK OF INDIA Flexi Cap Fund Regular Plan -Growth
₹36.1500
₹0.27 (-0.74%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹36.1500
₹0.27 (-0.74%)
29 May 2026
AMFI: 148405
Direct · Growth
₹₹39.6300
₹0.29 (-0.73%)
29 May 2026
AMFI: 148404
Regular · IDCW
₹₹32.8400
₹0.25 (-0.76%)
29 May 2026
AMFI: 148407
Direct · IDCW
₹₹33.8700
₹0.25 (-0.73%)
29 May 2026
AMFI: 148406
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹35,500
Invested
₹59,941
Value today
17.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,615
Value today
24.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,55,000
Withdrawn
₹30,15,594
Corpus left
+₹23,70,594 net gain — withdrew ₹3,55,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹17,07,959
Value today
-21.3%
vs lumpsum
Direct lumpsum would have beaten STP by 21.3% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹59,941
Benchmark
₹51,450
+₹8,491 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,04,179
Value today
1.0×
Multiple
Staying invested through that crash turned ₹1L into ₹1,04,179 — a 1.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 5 years
Expense ratio drag on your actual returns
Direct plan
₹47,237
Regular plan
₹45,222
Direct earns ₹2,015 more on a ₹30K investment — 1.34% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.01
Alpha
0.54
Beta
-0.23
Sortino
17.92%
Std Dev
-23.98%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
State Bank of India INE062A01020 | 4.62% |
State Bank of India INE062A01020 | 4.44% |
Vedanta Limited INE205A01025 | 4.27% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 3.68% |
Lloyds Metals And Energy Limited INE281B01032 | 3.63% |
Hindustan Aeronautics Limited INE066F01020 | 3.34% |
ICICI Bank Limited INE090A01021 | 3.23% |
Bharti Airtel Limited INE397D01024 | 3.17% |
Hindustan Aeronautics Limited INE066F01020 | 3.16% |
Lloyds Metals And Energy Limited INE281B01032 | 3.07% |
Sky Gold And Diamonds Limited INE01IU01018 | 2.91% |
ICICI Bank Limited INE090A01021 | 2.88% |
Bharti Airtel Limited INE397D01024 | 2.86% |
HDFC Bank Limited INE040A01034 | 2.79% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 2.64% |
UNO Minda Limited INE405E01023 | 2.54% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 2.52% |
Acutaas Chemicals Limited INE00FF01025 | 2.51% |
HDFC Bank Limited INE040A01034 | 2.50% |
Power Finance Corporation Limited INE134E01011 | 2.49% |
ITC Limited INE154A01025 | 2.42% |
NTPC Limited INE733E01010 | 2.41% |
Sky Gold And Diamonds Limited INE01IU01018 | 2.40% |
Bharat Electronics Limited INE263A01024 | 2.38% |
Indian Bank INE562A01011 | 2.33% |
UNO Minda Limited INE405E01023 | 2.33% |
Reliance Industries Limited INE002A01018 | 2.31% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 2.27% |
Power Finance Corporation Limited INE134E01011 | 2.27% |
NTPC Limited INE733E01010 | 2.21% |
Bharat Electronics Limited INE263A01024 | 2.19% |
Acutaas Chemicals Limited INE00FF01025 | 2.17% |
Indian Bank INE562A01011 | 2.13% |
Reliance Industries Limited INE002A01018 | 2.10% |
Britannia Industries Limited INE216A01030 | 2.03% |
Dr. Reddy's Laboratories Limited INE089A01031 | 1.97% |
Balrampur Chini Mills Limited INE119A01028 | 1.93% |
Hindustan Copper Limited INE531E01026 | 1.92% |
Britannia Industries Limited INE216A01030 | 1.82% |
Tata Steel Limited INE081A01020 | 1.81% |
Dr. Reddy's Laboratories Limited INE089A01031 | 1.77% |
Balrampur Chini Mills Limited INE119A01028 | 1.73% |
Ambuja Cements Limited INE079A01024 | 1.68% |
Bank of Baroda INE028A01039 | 1.67% |
Tata Steel Limited INE081A01020 | 1.67% |
Coromandel International Limited INE169A01031 | 1.65% |
SBI Cards and Payment Services Limited INE018E01016 | 1.64% |
Hindustan Copper Limited INE531E01026 | 1.63% |
HEG Limited INE545A01024 | 1.60% |
| Security | % NAV |
|---|---|
Vedanta Aluminium Metal Limited ** INE1CDF01017 | 2.20% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
BANK OF INDIA Flexi Cap Fund Regular Plan -Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
BANK OF INDIA Flexi Cap Fund Regular Plan -Growth is a Flexi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,167 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.98%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations