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Flexi Capregulargrowth📊 NIFTY 500 TRI(SEBI default)

BANK OF INDIA Flexi Cap Fund Regular Plan -Growth

Bank of India Mutual Fund

#2 of 38 (1Y)

₹36.1500

0.27 (-0.74%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹36.1500

0.27 (-0.74%)

29 May 2026

AMFI: 148405

Direct · Growth

₹₹39.6300

0.29 (-0.73%)

29 May 2026

AMFI: 148404

Regular · IDCW

₹₹32.8400

0.25 (-0.76%)

29 May 2026

AMFI: 148407

Direct · IDCW

₹₹33.8700

0.25 (-0.73%)

29 May 2026

AMFI: 148406

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-2.66%
1 Month-1.61%
3 Months+1.31%
6 Months-1.06%
1 Year+6.38%
3 Years (CAGR)+20.96%
5 Years (CAGR)+17.10%
10 Years (CAGR)
Since Inception (Jun 2020)+24.04%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.46%
3 Year SIP+10.76%
5 Year SIP+14.99%
Since Inception (Jun 2020)+17.47%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹35,500

Invested

₹59,941

Value today

17.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹3,615

Value today

24.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,55,000

Withdrawn

₹30,15,594

Corpus left

+₹23,70,594 net gain — withdrew ₹3,55,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹17,07,959

Value today

-21.3%

vs lumpsum

Direct lumpsum would have beaten STP by 21.3% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹59,941

Benchmark

₹51,450

+₹8,491 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,04,179

Value today

1.0×

Multiple

Staying invested through that crash turned ₹1L into ₹1,04,179 — a 1.0× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 5 years

Expense ratio drag on your actual returns

Direct plan

₹47,237

Regular plan

₹45,222

Direct earns ₹2,015 more on a ₹30K investment1.34% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBank of India Mutual Fund
CategoryFlexi Cap
Plan Typeregular
Optiongrowth
AUM₹2,167 Cr
Expense Ratio1.98%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date29 Jun 2020
AMFI Code148405

Risk Metrics

Trailing 1 year, annualised

-0.26

Sharpe Ratio

-0.01

Alpha

0.54

Beta

-0.23

Sortino

17.92%

Std Dev

-23.98%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity49 holdings · 121.7%
Security% NAV

State Bank of India

INE062A01020

4.62%

State Bank of India

INE062A01020

4.44%

Vedanta Limited

INE205A01025

4.27%

Quality Power Electrical Eqp Ltd

INE0SII01026

3.68%

Lloyds Metals And Energy Limited

INE281B01032

3.63%

Hindustan Aeronautics Limited

INE066F01020

3.34%

ICICI Bank Limited

INE090A01021

3.23%

Bharti Airtel Limited

INE397D01024

3.17%

Hindustan Aeronautics Limited

INE066F01020

3.16%

Lloyds Metals And Energy Limited

INE281B01032

3.07%

Sky Gold And Diamonds Limited

INE01IU01018

2.91%

ICICI Bank Limited

INE090A01021

2.88%

Bharti Airtel Limited

INE397D01024

2.86%

HDFC Bank Limited

INE040A01034

2.79%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.64%

UNO Minda Limited

INE405E01023

2.54%

Quality Power Electrical Eqp Ltd

INE0SII01026

2.52%

Acutaas Chemicals Limited

INE00FF01025

2.51%

HDFC Bank Limited

INE040A01034

2.50%

Power Finance Corporation Limited

INE134E01011

2.49%

ITC Limited

INE154A01025

2.42%

NTPC Limited

INE733E01010

2.41%

Sky Gold And Diamonds Limited

INE01IU01018

2.40%

Bharat Electronics Limited

INE263A01024

2.38%

Indian Bank

INE562A01011

2.33%

UNO Minda Limited

INE405E01023

2.33%

Reliance Industries Limited

INE002A01018

2.31%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.27%

Power Finance Corporation Limited

INE134E01011

2.27%

NTPC Limited

INE733E01010

2.21%

Bharat Electronics Limited

INE263A01024

2.19%

Acutaas Chemicals Limited

INE00FF01025

2.17%

Indian Bank

INE562A01011

2.13%

Reliance Industries Limited

INE002A01018

2.10%

Britannia Industries Limited

INE216A01030

2.03%

Dr. Reddy's Laboratories Limited

INE089A01031

1.97%

Balrampur Chini Mills Limited

INE119A01028

1.93%

Hindustan Copper Limited

INE531E01026

1.92%

Britannia Industries Limited

INE216A01030

1.82%

Tata Steel Limited

INE081A01020

1.81%

Dr. Reddy's Laboratories Limited

INE089A01031

1.77%

Balrampur Chini Mills Limited

INE119A01028

1.73%

Ambuja Cements Limited

INE079A01024

1.68%

Bank of Baroda

INE028A01039

1.67%

Tata Steel Limited

INE081A01020

1.67%

Coromandel International Limited

INE169A01031

1.65%

SBI Cards and Payment Services Limited

INE018E01016

1.64%

Hindustan Copper Limited

INE531E01026

1.63%

HEG Limited

INE545A01024

1.60%
Other1 holding · 2.2%
Security% NAV

Vedanta Aluminium Metal Limited **

INE1CDF01017

2.20%

Performance Comparison

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Investment Objective

BANK OF INDIA Flexi Cap Fund Regular Plan -Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.

About This Fund

BANK OF INDIA Flexi Cap Fund Regular Plan -Growth is a Flexi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,167 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.98%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations