Bank of India Large Cap Fund · Regular · Growth
NAV
₹16.6600
as of 31 Jul 2026
Expense Ratio
2.44%
AUM
₹211 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.84%
- 3Y
- +12.22%
- 5Y
- +10.27%
- Since Inception
- +10.55%
SIP returns (XIRR)
- 1Y
- +5.32%
- 3Y
- +6.97%
- 5Y
- +10.24%
- Since Inception
- +10.25%
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,78,444 today — ₹2,95,000 invested, 10.2% XIRR.
₹2,95,000
Invested
₹3,78,444
Value today
10.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,60,346 today (9.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹12,25,021.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,78,444 in this fund vs ₹3,68,742 in the benchmark — outperformance of ₹9,702.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,03,801 today (1.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.03
Alpha
0.01
Beta
0.18
Sortino
14.77%
Std Dev
-13.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks23.41%
- Capital Markets6.23%
- Finance5.60%
- Consumer Durables4.90%
- Transport Infrastructure4.70%
- Ferrous Metals4.15%
- Electrical Equipment3.96%
- Pharmaceuticals & Biotechnology3.93%
- Power3.73%
- Petroleum Products3.58%
- Aerospace & Defense3.52%
- IT - Software3.18%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with BANK OF INDIA Large Cap Fund Direct Plan IDCW
- 1Hdfc Bank Limited7.22%
- 2Icici Bank Limited5.93%
- 3State Bank Of India5.05%
- 4Adani Ports And Special Economic Zone Limited4.70%
- 5Icici Prudential Asset Management Company Limited3.82%
- 6Reliance Industries Limited3.58%
- 7Dr. Reddy'S Laboratories Limited2.96%
- 8Quality Power Electrical Eqp Ltd2.75%
- 9Vedanta Aluminium Metal Limited2.32%
- 10Axis Bank Limited2.25%
Investment Objective
Bank of India Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
Bank of India Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹211 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.44%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations