MF
MFGenie.ai
Large & Mid Capregulargrowth📊 NIFTY Large Midcap 250 TRI(SEBI default)

BANK OF INDIA Large & Mid Cap Fund Regular Plan- Growth

Bank of India Mutual Fund

#5 of 32 (1Y)

₹89.3500

1.04 (-1.15%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹89.3500

1.04 (-1.15%)

29 May 2026

AMFI: 110603

Direct · Growth

₹₹103.8000

1.20 (-1.14%)

29 May 2026

AMFI: 119350

Regular · IDCW

₹₹27.8800

0.33 (-1.17%)

29 May 2026

AMFI: 110604

Direct · IDCW

₹₹28.8200

0.33 (-1.13%)

29 May 2026

AMFI: 119349

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.76%
1 Month+0.47%
3 Months+0.36%
6 Months-0.28%
1 Year+6.24%
3 Years (CAGR)+16.36%
5 Years (CAGR)+14.03%
10 Years (CAGR)
Since Inception (Oct 2008)+13.33%

Returns calculated from 20 April 2020 onwards due to a structural change in the scheme on that date. Pre-2020 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.67%
3 Year SIP+8.79%
5 Year SIP+12.02%
Since Inception (Oct 2008)+12.40%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,05,500

Invested

₹3,46,156

Value today

12.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹8,935

Value today

13.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,55,000

Withdrawn

₹54,73,440

Corpus left

+₹55,28,440 net gain — withdrew ₹10,55,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,08,43,520

Value today

+102.3%

vs lumpsum

STP beat direct lumpsum by 102.3% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,66,189

Value today

3.7×

Multiple

Staying invested through that crash turned ₹1L into ₹3,66,189 — a 3.7× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,30,036

Regular plan

₹1,21,376

Direct earns ₹8,660 more on a ₹60K investment1.44% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBank of India Mutual Fund
CategoryLarge & Mid Cap
Plan Typeregular
Optiongrowth
AUM₹440 Cr
Expense Ratio2.48%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Large Midcap 250 TRI ✓
Launch Date21 Oct 2008
AMFI Code110603

Risk Metrics

Trailing 1 year, annualised

-0.24

Sharpe Ratio

-0.02

Alpha

0.48

Beta

-0.22

Sortino

15.62%

Std Dev

-19.75%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity49 holdings · 138.6%
Security% NAV

Reliance Industries Limited

INE002A01018

6.68%

Reliance Industries Limited

INE002A01018

6.66%

HDFC Bank Limited

INE040A01034

5.84%

HDFC Bank Limited

INE040A01034

4.97%

Larsen & Toubro Limited

INE018A01030

4.39%

Larsen & Toubro Limited

INE018A01030

4.26%

Lloyds Metals And Energy Limited

INE281B01032

4.08%

Kotak Mahindra Bank Limited

INE237A01036

3.90%

Kotak Mahindra Bank Limited

INE237A01036

3.81%

FSN E-Commerce Ventures Limited

INE388Y01029

3.64%

FSN E-Commerce Ventures Limited

INE388Y01029

3.59%

Aurobindo Pharma Limited

INE406A01037

3.50%

Aurobindo Pharma Limited

INE406A01037

3.35%

Lloyds Metals And Energy Limited

INE281B01032

3.27%

PB Fintech Limited

INE417T01026

3.18%

ICICI Lombard General Insurance Company Limited

INE765G01017

3.11%

ICICI Lombard General Insurance Company Limited

INE765G01017

2.89%

Tata Consultancy Services Limited

INE467B01029

2.87%

Tata Consultancy Services Limited

INE467B01029

2.71%

State Bank of India

INE062A01020

2.69%

State Bank of India

INE062A01020

2.65%

PB Fintech Limited

INE417T01026

2.63%

Dr. Reddy's Laboratories Limited

INE089A01031

2.61%

Hero MotoCorp Limited

INE158A01026

2.58%

Petronet LNG Limited

INE347G01014

2.51%

Dr. Reddy's Laboratories Limited

INE089A01031

2.48%

Vedanta Limited

INE205A01025

2.47%

Tips Music Limited

INE716B01029

2.25%

Eris Lifesciences Limited

INE406M01024

2.23%

Petronet LNG Limited

INE347G01014

2.21%

Bank of Maharashtra

INE457A01014

2.21%

Oil India Limited

INE274J01014

2.14%

Eris Lifesciences Limited

INE406M01024

2.05%

Bharti Airtel Limited

INE397D01024

2.03%

Infosys Limited

INE009A01021

1.94%

NTPC Limited

INE733E01010

1.94%

Bank of Maharashtra

INE457A01014

1.92%

NTPC Limited

INE733E01010

1.88%

Abbott India Limited

INE358A01014

1.85%

Indian Bank

INE562A01011

1.81%

ITC Limited

INE154A01025

1.79%

Tips Music Limited

INE716B01029

1.72%

Aditya Vision Ltd

INE679V01027

1.70%

Jindal Stainless Limited

INE220G01021

1.66%

Abbott India Limited

INE358A01014

1.64%

Jindal Stainless Limited

INE220G01021

1.61%

Oberoi Realty Limited

INE093I01010

1.59%

Dixon Technologies (India) Limited

INE935N01020

1.58%

Oberoi Realty Limited

INE093I01010

1.50%
Other1 holding · 1.5%
Security% NAV

Vedanta Aluminium Metal Limited **

INE1CDF01017

1.54%

Performance Comparison

Interested in This Fund?

Our experts will help you decide if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Investment Objective

BANK OF INDIA Large & Mid Cap Fund Regular Plan- Growth seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.

About This Fund

BANK OF INDIA Large & Mid Cap Fund Regular Plan- Growth is a Large & Mid Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹440 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.48%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations