Bank of India Large and Mid Cap Fund · Regular · Growth
NAV
₹89.5400
as of 29 Sept 2026
Expense Ratio
2.48%
AUM
₹470 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.60%
- 3Y
- +11.14%
- 5Y
- +10.15%
- Since Inception
- +13.00%
SIP returns (XIRR)
- 1Y
- -0.03%
- 3Y
- +4.79%
- 5Y
- +9.92%
- Since Inception
- +11.94%
Returns calculated from 21 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,49,512 today — ₹6,00,000 invested, 12.6% XIRR.
₹6,00,000
Invested
₹11,49,512
Value today
12.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,01,786 today (11.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹18,68,351.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,49,512 in this fund vs ₹12,40,627 in the benchmark — underperformance of ₹1,05,885.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,66,967 today (3.67×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.40
Sharpe Ratio
+0.06
Alpha
0.38
Beta
0.40
Sortino
13.06%
Std Dev
-11.77%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks18.16%
- Pharmaceuticals & Biotechnology11.75%
- Retailing8.56%
- Consumer Durables7.03%
- Petroleum Products6.29%
- Financial Technology (Fintech)4.64%
- Construction3.63%
- Finance3.01%
- Gas2.99%
- Ferrous Metals2.63%
- Telecom - Services2.44%
- Auto Components2.40%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.46%
- 2Reliance Industries Limited6.29%
- 3Dixon Technologies (India) Limited4.44%
- 4Fsn E-Commerce Ventures Limited4.25%
- 5Kotak Mahindra Bank Limited3.69%
- 6Aurobindo Pharma Limited3.59%
- 7Larsen & Toubro Limited3.46%
- 8State Bank Of India3.34%
- 9Pb Fintech Limited3.17%
- 10Petronet Lng Limited2.99%
What this fund does
Bank of India Large and Mid Cap Fund · Regular · Growth aims to achieve long-term capital appreciation by investing in both large-cap and mid-cap companies, with a minimum 35% allocation to each segment. This blend pairs the size of large-caps with the growth profile of mid-caps.
About This Fund
Bank of India Large and Mid Cap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹470 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.48%.