Bank of India Large and Mid Cap Fund · Regular · Growth
NAV
₹92.5400
as of 15 Jul 2026
Expense Ratio
2.48%
AUM
₹440 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.66%
- 3Y
- +14.45%
- 5Y
- +12.04%
- Since Inception
- +13.35%
SIP returns (XIRR)
- 1Y
- +7.85%
- 3Y
- +8.56%
- 5Y
- +12.07%
- Since Inception
- +12.45%
Returns calculated from 21 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,06,243 today — ₹6,00,000 invested, 13.6% XIRR.
₹6,00,000
Invested
₹12,06,243
Value today
13.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,29,782 today (12.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹20,91,576.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,06,243 in this fund vs ₹13,55,697 in the benchmark — underperformance of ₹1,49,454.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,78,033 today (3.78×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.06
Sharpe Ratio
+0.01
Alpha
0.39
Beta
0.06
Sortino
15.34%
Std Dev
-12.88%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks15.21%
- Pharmaceuticals & Biotechnology11.26%
- Retailing6.55%
- Consumer Durables6.28%
- Petroleum Products6.10%
- Finance4.46%
- Construction3.91%
- Financial Technology (Fintech)3.22%
- Minerals & Mining3.05%
- Auto Components2.82%
- Telecom - Services2.73%
- Gas2.68%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Limited6.10%
- 2Hdfc Bank Limited5.58%
- 3Larsen & Toubro Limited3.91%
- 4Kotak Mahindra Bank Limited3.79%
- 5Fsn E-Commerce Ventures Limited3.57%
- 6Aurobindo Pharma Limited3.41%
- 7Pb Fintech Limited3.22%
- 8Lloyds Metals And Energy Limited3.05%
- 9Dixon Technologies (India) Limited2.80%
- 10Petronet Lng Limited2.68%
Investment Objective
Bank of India Large and Mid Cap Fund · Regular · Growth seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.
About This Fund
Bank of India Large and Mid Cap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹440 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations