Bank of India Liquid Fund · Regular · Growth
NAV
₹3189.0603
as of 17 Jun 2026
Expense Ratio
0.14%
AUM
₹1,730 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.28%
- 3Y
- +6.96%
- 5Y
- +6.17%
- Since Inception
- +6.68%
SIP returns (XIRR)
- 1Y
- +6.50%
- 3Y
- +6.79%
- 5Y
- +6.69%
- Since Inception
- +6.55%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,07,500
Invested
₹1,99,789
Value today
6.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,182
Value today
6.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,75,000
Withdrawn
₹11,83,965
Corpus left
+₹12,58,965 net gain — withdrew ₹10,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,848
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,848 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-1.92
Sharpe Ratio
—
Alpha
—
Beta
-2.92
Sortino
0.25%
Std Dev
0.00%
Max Drawdown
Performance Comparison
Thinking about Bank of India Liquid Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill (Md 23/04/2026)4.64%
- 291 Days Tbill (Md 07/05/2026)4.63%
- 3Export Import Bank Of India (28/05/2026) ** #4.60%
- 4182 Days Tbill (Md 26/06/2026)4.60%
- 5Punjab National Bank (09/06/2026) ** #4.59%
- 6Hdfc Securities Limited (05/06/2026) **4.59%
- 7Union Bank Of India (04/06/2026) ** #4.35%
- 8Export Import Bank Of India (07/05/2026)4.00%
- 9Power Finance Corporation Limited (15/04/2026)3.09%
- 10National Bank For Agriculture And Rural Development (08/05/2026)3.08%
Investment Objective
Bank of India Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Bank of India Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹1,730 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.14%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations