Bank of India Multi Asset Allocation Fund-Regular Plan-Growth
₹12.4053
₹0.05 (-0.37%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹12.4053
₹0.05 (-0.37%)
29 May 2026
AMFI: 152398
Direct · Growth
₹₹12.6968
₹0.05 (-0.37%)
29 May 2026
AMFI: 152396
Regular · IDCW
₹₹12.4064
₹0.05 (-0.37%)
29 May 2026
AMFI: 152395
Direct · IDCW
₹₹12.6923
₹0.05 (-0.37%)
29 May 2026
AMFI: 152399
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹13,500
Invested
₹14,997
Value today
9.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,241
Value today
10.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,15,092
Value today
-3.9%
vs lumpsum
Direct lumpsum would have beaten STP by 3.9% — but STP reduced timing risk
Model your own STP with real NAVDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹13,936
Regular plan
₹13,771
Direct earns ₹165 more on a ₹12K investment — 0.69% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.35
Sharpe Ratio
—
Alpha
—
Beta
0.33
Sortino
9.12%
Std Dev
-9.57%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.8350% LIC Housing Finance Limited (11/05/2027) ** INE115A07QO2 | 7.43% |
7.44% Indian Railway Finance Corporation Limited (28/02/2034) ** INE053F08379 | 7.32% |
8.05% Muthoot Finance Limited (25/11/2027) ** INE414G07JQ6 | 5.92% |
8.1167% Bajaj Finance Limited (10/05/2027) ** INE296A07SX7 | 5.36% |
7.73% Tata Capital Housing Finance Limited (14/01/2030) ** INE033L07IM5 | 4.74% |
6.48% Government of India (06/10/2035) IN0020250091 | 3.48% |
7.49% Small Industries Dev Bank of India (11/06/2029) INE556F08KX8 | 2.96% |
6.33% Government of India (05/05/2035) IN0020250026 | 2.22% |
State Bank of India INE062A01020 | 1.96% |
7.34% REC Limited (30/04/2030) INE020B08FL9 | 1.77% |
ICICI Bank Limited INE090A01021 | 1.76% |
Dr. Reddy's Laboratories Limited INE089A01031 | 1.49% |
7.68% National Bank For Agriculture and Rural Development (30/04/2029) INE261F08EG3 | 1.49% |
7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** INE685A07157 | 1.47% |
Bharti Airtel Limited INE397D01024 | 1.43% |
Tata Steel Limited INE081A01020 | 1.42% |
HDFC Bank Limited INE040A01034 | 1.37% |
Shriram Finance Limited INE721A01047 | 1.29% |
Sky Gold And Diamonds Limited INE01IU01018 | 1.10% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 1.06% |
FIEM Industries Limited INE737H01014 | 1.00% |
UltraTech Cement Limited INE481G01011 | 0.99% |
Vedanta Limited INE205A01025 | 0.96% |
ICICI Prudential Asset Management Company Limited INE346A01027 | 0.85% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 0.82% |
Prudent Corporate Advisory Services Limited INE00F201020 | 0.78% |
Oil India Limited INE274J01014 | 0.77% |
Infosys Limited INE009A01021 | 0.75% |
Bank of Baroda INE028A01039 | 0.73% |
Titan Company Limited INE280A01028 | 0.70% |
Goodluck India Limited INE127I01024 | 0.70% |
Tech Mahindra Limited INE669C01036 | 0.67% |
Multi Commodity Exchange of India Limited INE745G01043 | 0.67% |
Kotak Mahindra Bank Limited INE237A01036 | 0.65% |
Apollo Hospitals Enterprise Limited INE437A01024 | 0.63% |
Housing & Urban Development Corporation Limited INE031A01017 | 0.62% |
Bharat Electronics Limited INE263A01024 | 0.59% |
Balrampur Chini Mills Limited INE119A01028 | 0.59% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 0.59% |
Coforge Limited INE591G01025 | 0.56% |
Power Grid Corporation of India Limited INE752E01010 | 0.53% |
Hindustan Aeronautics Limited INE066F01020 | 0.52% |
Navin Fluorine International Limited INE048G01026 | 0.51% |
Gabriel India Limited INE524A01029 | 0.50% |
CreditAccess Grameen Limited INE741K01010 | 0.50% |
Bajaj Auto Limited INE917I01010 | 0.49% |
Maruti Suzuki India Limited INE585B01010 | 0.49% |
| Security | % NAV |
|---|---|
ICICI Prudential Gold ETF INF109KC1NT3 | 6.34% |
DSP Gold ETF INF740KA1SW3 | 3.83% |
Nippon India ETF Gold Bees INF204KB17I5 | 3.68% |
Performance Comparison
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Investment Objective
Bank of India Multi Asset Allocation Fund-Regular Plan-Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Bank of India Multi Asset Allocation Fund-Regular Plan-Growth is a Multi Asset / Dynamic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹348 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.02%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations