Bank of India Multi Asset Allocation Fund · Regular · Growth
NAV
₹12.5488
as of 14 Jul 2026
Expense Ratio
2.02%
AUM
₹348 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.94%
- 3Y
- —
- 5Y
- —
- Since Inception
- +10.04%
SIP returns (XIRR)
- 1Y
- +10.18%
- 3Y
- —
- 5Y
- —
- Since Inception
- +9.41%
Not enough verified history to show honest backtest scenarios (this fund is under 3 years old).
Risk Metrics
Trailing 1 year, annualised0.48
Sharpe Ratio
—
Alpha
—
Beta
0.46
Sortino
9.12%
Std Dev
-7.54%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks6.73%
- Capital Markets4.67%
- Finance3.11%
- Consumer Durables2.58%
- Pharmaceuticals & Biotechnology2.19%
- Electrical Equipment1.63%
- Auto Components1.54%
- Automobiles1.48%
- Ferrous Metals1.45%
- IT - Software1.35%
- Cement & Cement Products1.23%
- Industrial Products1.18%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 17.8350% Lic Housing Finance Limited (11/05/2027) **6.95%
- 27.44% Indian Railway Finance Corporation Limited (28/02/2034) **6.86%
- 3Icici Prudential Gold Etf6.33%
- 48.05% Muthoot Finance Limited (25/11/2027) **5.53%
- 58.1167% Bajaj Finance Limited (10/05/2027)5.01%
- 67.73% Tata Capital Housing Finance Limited (14/01/2030) **4.42%
- 7Dsp Gold Etf3.79%
- 8Nippon India Etf Gold Bees3.68%
- 96.48% Government Of India (06/10/2035)3.28%
- 106.94% Government Of India (11/05/2036)2.78%
Investment Objective
Bank of India Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Bank of India Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹348 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.02%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations