Bank of India Multicap Fund · Regular · Growth
NAV
₹19.8100
as of 16 Jul 2026
Expense Ratio
2.22%
AUM
₹992 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.51%
- 3Y
- +19.39%
- 5Y
- —
- Since Inception
- +22.49%
SIP returns (XIRR)
- 1Y
- +17.51%
- 3Y
- +13.78%
- 5Y
- —
- Since Inception
- +15.66%
What history actually did — last 3 years (Jul 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,17,556 today — ₹1,80,000 invested, 13.3% XIRR.
₹1,80,000
Invested
₹2,17,556
Value today
13.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Jul 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,70,189 today (19.4% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,17,556 in this fund vs ₹2,02,848 in the benchmark — outperformance of ₹14,708.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Jul 2023 – Jul 2026) (3 Jun 2024) would be ₹1,19,122 today (1.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.49
Sharpe Ratio
+0.13
Alpha
0.01
Beta
0.47
Sortino
15.74%
Std Dev
-11.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks12.39%
- Pharmaceuticals & Biotechnology11.71%
- Consumer Durables7.85%
- Retailing6.71%
- Construction4.83%
- Petroleum Products4.17%
- Auto Components4.13%
- Finance3.76%
- Minerals & Mining3.09%
- Entertainment2.93%
- Telecom - Services2.39%
- Financial Technology (Fintech)2.34%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited4.88%
- 2Reliance Industries Limited4.17%
- 3Aurobindo Pharma Limited3.25%
- 4Lloyds Metals And Energy Limited3.09%
- 5Stylam Industries Limited3.04%
- 6Kotak Mahindra Bank Limited3.03%
- 7Tips Music Limited2.93%
- 8Fsn E-Commerce Ventures Limited2.65%
- 9Dixon Technologies (India) Limited2.60%
- 10Pb Fintech Limited2.34%
Investment Objective
Bank of India Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Bank of India Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹992 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 2.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations