Bank of India Multicap Fund · Regular · Growth
NAV
₹20.4900
as of 13 Nov 2026
Expense Ratio
2.22%
AUM
₹1,292 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.97%
- 3Y
- +16.41%
- 5Y
- —
- Since Inception
- +21.40%
SIP returns (XIRR)
- 1Y
- +17.97%
- 3Y
- +12.25%
- 5Y
- —
- Since Inception
- +15.00%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,12,993 today — ₹1,80,000 invested, 11.8% XIRR.
₹1,80,000
Invested
₹2,12,993
Value today
11.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,57,737 today (16.4% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,12,993 in this fund vs ₹1,97,391 in the benchmark — outperformance of ₹15,602.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,34,891 today (1.35×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.51
Sharpe Ratio
—
Alpha
—
Beta
0.49
Sortino
12.94%
Std Dev
-11.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks14.75%
- Pharmaceuticals & Biotechnology12.48%
- Retailing5.84%
- Consumer Durables5.42%
- Auto Components4.10%
- Petroleum Products4.00%
- Construction3.82%
- Finance2.63%
- Transport Services2.62%
- Entertainment2.54%
- Ferrous Metals2.50%
- Electrical Equipment2.45%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.48%
- 2Reliance Industries Limited4.00%
- 3Entero Healthcare Solutions Ltd2.76%
- 4Kotak Mahindra Bank Limited2.71%
- 5Container Corporation Of India Limited2.62%
- 6Aurobindo Pharma Limited2.59%
- 7Tips Music Limited2.54%
- 8Quality Power Electrical Eqp Ltd2.45%
- 9Bank Of Maharashtra2.40%
- 10Dixon Technologies (India) Limited2.39%
What this fund does
Bank of India Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Bank of India Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,292 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 2.22%.