Bank of India Multicap Fund · Regular · Growth
NAV
₹19.4900
as of 28 Sept 2026
Expense Ratio
2.22%
AUM
₹1,091 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.37%
- 3Y
- +15.50%
- 5Y
- —
- Since Inception
- +20.54%
SIP returns (XIRR)
- 1Y
- +9.64%
- 3Y
- +10.26%
- 5Y
- —
- Since Inception
- +13.00%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,00,336 today — ₹1,75,000 invested, 9.4% XIRR.
₹1,75,000
Invested
₹2,00,336
Value today
9.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,53,344 today (15.4% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,17,198 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.91
Sharpe Ratio
+0.18
Alpha
0.01
Beta
0.91
Sortino
13.54%
Std Dev
-11.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks12.90%
- Pharmaceuticals & Biotechnology12.12%
- Retailing7.97%
- Consumer Durables7.15%
- Petroleum Products4.33%
- Construction4.12%
- Financial Technology (Fintech)3.55%
- Finance2.93%
- Auto Components2.79%
- Ferrous Metals2.57%
- Entertainment2.50%
- Gas2.41%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.22%
- 2Reliance Industries Limited4.33%
- 3Entero Healthcare Solutions Ltd3.60%
- 4Dixon Technologies (India) Limited3.51%
- 5Aurobindo Pharma Limited3.18%
- 6Fsn E-Commerce Ventures Limited2.93%
- 7Kotak Mahindra Bank Limited2.75%
- 8Tips Music Limited2.50%
- 9Bank Of Maharashtra2.50%
- 10State Bank Of India2.43%
What this fund does
Bank of India Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Bank of India Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,091 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 2.22%.