Baroda BNP Paribas Retirement Fund · Regular · Growth
Baroda BNP Paribas Mutual Fund
NAV
₹11.3638
as of 17 Jun 2026
Expense Ratio
2.38%
AUM
₹389 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.07%
- 3Y
- —
- 5Y
- —
- Since Inception
- +6.42%
SIP returns (XIRR)
- 1Y
- +3.37%
- 3Y
- —
- 5Y
- —
- Since Inception
- +4.27%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹12,619
Benchmark
₹12,234
+₹385 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹12,500
Invested
₹12,619
Value today
0.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,100
Value today
4.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,43,194
Value today
-2.5%
vs lumpsum
Direct lumpsum would have beaten STP by 2.5% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
-0.01
Alpha
0.38
Beta
-0.23
Sortino
11.51%
Std Dev
-11.27%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks16.00%
- Electrical Equipment6.00%
- IT - Software5.00%
- Retailing4.00%
- Pharmaceuticals & Biotechnology3.00%
- Chemicals & Petrochemicals3.00%
- Automobiles3.00%
- Capital Markets3.00%
- Petroleum Products3.00%
- Healthcare Services2.00%
- Construction2.00%
- Telecom - Services2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Government Of India (15/04/2065)16.24%
- 2Hdfc Bank Limited4.41%
- 37.34% Government Of India (22/04/2064)4.03%
- 4Icici Bank Limited3.45%
- 5Reliance Industries Limited3.04%
- 6Larsen & Toubro Limited2.48%
- 7Bharat Heavy Electricals Limited2.29%
- 8Hitachi Energy India Limited2.24%
- 9Bharti Airtel Limited2.03%
- 10Divi'S Laboratories Limited1.79%
Investment Objective
Baroda BNP Paribas Retirement Fund · Regular · Growth by Baroda BNP Paribas Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Baroda BNP Paribas Retirement Fund · Regular · Growth is a Retirement Fund mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹389 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 2.38%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations