DSP Banking and Financial Services Fund · Regular · Growth
NAV
₹14.4330
as of 17 Jun 2026
Expense Ratio
2.06%
AUM
₹1,660 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.88%
- 3Y
- —
- 5Y
- —
- Since Inception
- +15.65%
SIP returns (XIRR)
- 1Y
- +11.78%
- 3Y
- —
- 5Y
- —
- Since Inception
- +14.56%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,388
Benchmark
₹3,090
+₹298 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,000
Invested
₹3,388
Value today
10.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹137
Value today
13.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,84,536
Value today
-4.5%
vs lumpsum
Direct lumpsum would have beaten STP by 4.5% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised0.57
Sharpe Ratio
+0.16
Alpha
0.47
Beta
0.57
Sortino
16.37%
Std Dev
-14.79%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks43.00%
- Finance24.00%
- Capital Markets12.00%
- Insurance11.00%
- Financial Technology (Fintech)4.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited8.46%
- 2Axis Bank Limited8.02%
- 3Multi Commodity Exchange Of India Limited5.40%
- 4State Bank Of India5.23%
- 5Cholamandalam Investment And Finance Company Limited5.22%
- 6Shriram Finance Limited4.74%
- 7Kotak Mahindra Bank Limited4.74%
- 8Bajaj Finance Limited4.70%
- 9Sbi Life Insurance Company Limited4.29%
- 10Ujjivan Small Finance Bank Limited3.98%
Investment Objective
DSP Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
DSP Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,660 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations