DSP Banking and Financial Services Fund · Regular · Growth
NAV
₹14.8560
as of 31 Jul 2026
Expense Ratio
2.06%
AUM
₹1,853 Cr
Lumpsum returns (CAGR)
- 1Y
- +13.54%
- 3Y
- —
- 5Y
- —
- Since Inception
- +16.14%
SIP returns (XIRR)
- 1Y
- +14.77%
- 3Y
- —
- 5Y
- —
- Since Inception
- +15.50%
Not enough verified history to show honest backtest scenarios (this fund is under 3 years old).
Risk Metrics
Trailing 1 year, annualised0.67
Sharpe Ratio
+0.16
Alpha
0.27
Beta
0.66
Sortino
16.16%
Std Dev
-14.79%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks47.36%
- Finance25.14%
- Insurance11.15%
- Capital Markets9.21%
- Financial Technology (Fintech)4.56%
Each sector links to the mutual funds most exposed to it.
Thinking about DSP Banking and Financial Services Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Banking & Financial Services Fund - Direct - IDCW
- 1Icici Bank Limited10.20%
- 2Axis Bank Limited8.03%
- 3Cholamandalam Investment And Finance Company Limited5.77%
- 4State Bank Of India5.01%
- 5Shriram Finance Limited4.79%
- 6Hdfc Bank Limited4.60%
- 7Bajaj Finance Limited4.58%
- 8Kotak Mahindra Bank Limited4.40%
- 9Multi Commodity Exchange Of India Limited4.08%
- 10Sbi Life Insurance Company Limited4.08%
Investment Objective
DSP Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
DSP Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,853 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations