DSP Credit Risk Fund - Regular Plan -Growth
₹53.9748
₹0.34 (+0.64%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹53.9748
₹0.34 (+0.64%)
29 May 2026
AMFI: 101837
Direct · Growth
₹₹59.3450
₹0.38 (+0.64%)
29 May 2026
AMFI: 119082
Regular · IDCW
₹₹12.0671
₹0.08 (+0.64%)
29 May 2026
AMFI: 117062
Direct · IDCW
₹₹12.2302
₹0.08 (+0.64%)
29 May 2026
AMFI: 119085
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹27,600
Invested
₹78,641
Value today
8.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹540
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,80,000
Withdrawn
₹14,65,410
Corpus left
+₹18,45,410 net gain — withdrew ₹13,80,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,87,620
Value today
1.9×
Multiple
Staying invested through that crash turned ₹1L into ₹1,87,620 — a 1.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,06,204
Regular plan
₹1,01,596
Direct earns ₹4,608 more on a ₹60K investment — 0.77% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.31
Sharpe Ratio
—
Alpha
—
Beta
5.96
Sortino
8.74%
Std Dev
-1.82%
Max Drawdown
Portfolio Holdings
Top 41 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Roadstar Infra Investment Trust INE0JEI23010 | 7.13% |
Aditya Birla Renewables Limited** INE01QP08016 | 7.04% |
Tata Housing Development Company Limited** INE582L08078 | 6.80% |
Nirma Limited** INE091A07216 | 6.79% |
National Bank for Agriculture and Rural Development** INE261F08EK5 | 6.77% |
Aditya Birla Renewables Limited** INE01QP08016 | 6.53% |
Roadstar Infra Investment Trust INE0JEI23010 | 6.46% |
Tata Housing Development Company Limited** INE582L08078 | 6.29% |
National Bank for Agriculture and Rural Development INE261F08EK5 | 6.27% |
REC Limited** INE020B08BU9 | 4.87% |
Tata Projects Limited** INE725H08196 | 4.80% |
GMR AIRPORTS LIMITED** INE776C08083 | 4.79% |
Aditya Birla Real Estate Limited** INE055A08037 | 4.79% |
Nuvama Wealth Finance Limited** INE918K07PY9 | 4.75% |
JTPM Metal Traders Limited** INE02PE08036 | 4.66% |
Piramal Finance Limited** INE202B07JW4 | 4.66% |
Aadhar Housing Finance Limited** INE883F07330 | 4.55% |
REC Limited** INE020B08BU9 | 4.49% |
Adani Power Limited** INE814H07190 | 4.46% |
Tata Projects Limited** INE725H08196 | 4.45% |
Nuvama Wealth Finance Limited** INE918K07PY9 | 4.40% |
Piramal Finance Limited** INE202B07JW4 | 4.34% |
JTPM Metal Traders Limited** INE02PE08036 | 4.32% |
GMR AIRPORTS LIMITED** INE776C08083 | 4.31% |
Nuvoco Vistas Corporation Limited** INE118D08078 | 4.28% |
Aadhar Housing Finance Limited** INE883F07330 | 4.22% |
Adani Power Limited** INE814H07190 | 4.13% |
Indostar Capital Finance Limited** INE896L07983 | 2.38% |
360 One Prime Limited** INE248U07GC5 | 2.33% |
Indostar Capital Finance Limited** INE896L07983 | 2.21% |
360 One Prime Limited** INE248U07GA9 | 2.18% |
360 One Prime Limited** INE248U07GC5 | 2.16% |
| Security | % NAV |
|---|---|
6.48% GOI 2035 IN0020250091 | 9.99% |
6.92% GOI 2039 IN0020240134 | 4.47% |
6.48% GOI 2035 IN0020250091 | 4.46% |
6.92% GOI 2039 IN0020240134 | 4.15% |
7.10% GOI 2034 IN0020240019 | 2.33% |
6.33% GOI 2035 IN0020250026 | 2.21% |
7.10% GOI 2034 IN0020240019 | 2.08% |
| Security | % NAV |
|---|---|
SBI Funds Management Pvt Ltd/Fund Parent INF0RQ622028 | 0.31% |
SBI Funds Management Pvt Ltd/Fund Parent INF0RQ622028 | 0.28% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Credit Risk Fund - Regular Plan -Growth by DSP Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
DSP Credit Risk Fund - Regular Plan -Growth is a Credit Risk mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹219 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations