NAV
₹98.9202
as of 14 Jul 2026
Expense Ratio
1.16%
AUM
₹1,300 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.74%
- 3Y
- +6.52%
- 5Y
- +5.83%
- Since Inception
- +8.93%
SIP returns (XIRR)
- 1Y
- +6.02%
- 3Y
- +5.72%
- 5Y
- +6.12%
- Since Inception
- +7.79%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,41,184 today — ₹6,00,000 invested, 6.7% XIRR.
₹6,00,000
Invested
₹8,41,184
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,00,497 today (7.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹11,63,782.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,252 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.34
Sharpe Ratio
—
Alpha
—
Beta
-0.33
Sortino
4.41%
Std Dev
-4.69%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.24% Goi 205556.52%
- 27.09% Goi 205417.29%
- 37.48% Uttar Pradesh Sdl 20426.68%
- 47.66% Maharashtra Sdl 20476.02%
- 57.65% Madhya Pradesh Sdl 20406.01%
- 67.75% Chattisgarh Sdl 20422.04%
- 77.33% Madhya Pradesh Sdl 20421.18%
Investment Objective
DSP Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹1,300 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations