DSP Gilt Fund - Regular Plan - Growth
₹95.6966
₹0.04 (+0.04%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹95.6966
₹0.04 (+0.04%)
29 May 2026
AMFI: 100084
Direct · Growth
₹₹102.5143
₹0.05 (+0.05%)
29 May 2026
AMFI: 119099
Regular · IDCW
₹₹12.4026
₹0.01 (+0.04%)
29 May 2026
AMFI: 100085
Direct · IDCW
₹₹12.5285
₹0.01 (+0.05%)
29 May 2026
AMFI: 119101
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹32,000
Invested
₹99,837
Value today
7.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹957
Value today
8.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,00,000
Withdrawn
₹45,77,827
Corpus left
+₹51,77,827 net gain — withdrew ₹16,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,42,453
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,42,453 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹86,296
Regular plan
₹83,452
Direct earns ₹2,844 more on a ₹60K investment — 0.47% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.85
Sharpe Ratio
—
Alpha
—
Beta
-0.82
Sortino
4.26%
Std Dev
-4.69%
Max Drawdown
Portfolio Holdings
Top 10 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.24% GOI 2055 IN0020250075 | 33.43% |
7.09% GOI 2054 IN0020240118 | 20.09% |
6.90% GOI 2065 IN0020250018 | 19.46% |
7.48% Uttar Pradesh SDL 2042 IN3320230342 | 7.53% |
7.65% Madhya Pradesh SDL 2040 IN2120250484 | 5.78% |
7.66% Maharashtra SDL 2047 IN2220250509 | 5.77% |
7.73% Haryana SDL 2045 IN1620250358 | 2.70% |
7.75% Chattisgarh SDL 2042 IN3520250082 | 1.95% |
7.59% Chattisgarh SDL 2046 IN3520250058 | 1.92% |
7.33% Madhya Pradesh SDL 2042 IN2120210058 | 1.13% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Gilt Fund - Regular Plan - Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP Gilt Fund - Regular Plan - Growth is a Gilt Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹1,300 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations